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604 S McMillan Rd, Greenacres, WA, 99016

4beds
3baths
2,973sqft
$705,000
$237price/sqft
$4,562/moest. monthly cost
$182,480/yrincome needed

About This Home

Beautifully remodeled tri-level home on a spacious 0.36ac lot in a quiet, well-maintained Greenacres neighborhood within the highly sought-after Central Valley school district! Built in 2003 and remodeled in 2019, this 4 bedroom, 3 bathroom home offers 2,973 sq ft of thoughtfully designed living space with vaulted ceilings, hardwood floors, a spacious primary suite, and a finished basement featuring a wet bar. The bright kitchen opens to a large entertaining deck overlooking the private, fully fenced backyard with sprinkler system, expansive patio, and Mt. Spokane views. Enjoy the heated, 864 sq ft, detached shop complete with concrete floors, RV parking, attached 2-car garage, and end-of-the-road privacy with no HOA. Conveniently located just minutes from I-90, this property offers the perfect combination of space, functionality, and lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
Greenacres Middle SchoolGrades 6-81.2 mi
8/10
Ridgeline High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Hard Surface Counters
  • Window features: Vinyl Frames,Multi-Pane Windows
  • Flooring: Wood

First Floor

  • Level: First
  • Area: 1483

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,973
  • Total interior livable area: 2,973 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 55202.1218

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.36 Acres
  • Features: Views,Sprinkler - Automatic,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,564$42,768
Home Insurance *$155$1,860
Property Taxes $640$7,680
Electricity $203$2,440
Total$4,562$54,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,411/yr
40% on housing$136,860/yr
45% on housing$121,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 99016$235
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99016$261
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$680,000
2026-07-21Listed for sale$705,000
2021-10-29Sold$565,000
2021-09-27Pending sale$575,000
2018-06-20Sold$320,000
2018-05-02Listed for sale$299,000
2003-12-30Sold$163,846

For Sale by Agent

AgentKelly Quinn
BrokerageREAL Broker LLC

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