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450 Main St #2, Haverhill, MA, 01830

1beds
1baths
766sqft
$229,900
$300price/sqft
$1,797/moest. monthly cost
$71,880/yrincome needed

About This Home

Why rent when you can own? This affordable and move-in-ready 1-bedroom condo with a versatile den offers the perfect blend of comfort, convenience, and value. The den provides flexible space for a home office, guest room, or formal dining area to fit your lifestyle.The spacious kitchen features abundant oak cabinetry and is equipped with brand-new stainless steel appliances. Laminate flooring runs throughout the home, while the enclosed three-season porch provides the perfect place to relax and enjoy your morning coffee or unwind at the end of the day. Additional features include a low HOA fee, no special assessments, off-street parking, a brand-new roof (less than one year old), and a common patio area for outdoor enjoyment. Conveniently located with easy access to I-495 and the MBTA Commuter Rail, this home is ideal for commuters. Enjoy everything downtown Haverhill has to offer, including restaurants, shopping, and entertainment. During the warmer months, spend your days at nearby Plug Pond. Plus, you're just 10 minutes from tax-free shopping in Plaistow, NH.Whether you're a first-time homebuyer, downsizing, or looking for an investment property, this well-maintained condo is an excellent opportunity to own instead of rent.

Getting Around

70
WalkingVery Walkable
33
TransitSome Transit
50
BikeBikeable

Schools

5/10
Whittier Middle SchoolGrades 5-80.8 mi
4/10
Haverhill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Common Area,In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 766

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 766
  • Total interior livable area: 766 sqft

Property

Details

  • Parcel number: M:0612 B:00496 L:4502,4590581
  • Zoning: RES

Features

  • Patio & porch: Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$76$912
Property Taxes $205$2,460
Electricity $354$4,259
Total$1,797$21,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,611/yr
40% on housing$53,910/yr
45% on housing$47,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 01830$261
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01830$298
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$229,900
2020-04-22Sold$139,000
2020-02-21Listed for sale$139,000
2017-01-26Sold$128,000
2008-05-14Sold$70,000
2007-04-27Sold$130,274
2005-08-05Sold$146,400

For Sale by Agent

AgentCarolina Flores
BrokerageeXp Realty LLC

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