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77 Moya Rd, Santa Fe, NM, 87508

3beds
2baths
1,620sqft
$549,000
$339price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

Imagine relaxing under a long portal, watching the birds and facing panoramic foothill views of the Sangre de Cristo mountains. This is the entrance to 77 Moya Rd, in the Eldorado subdivision, just minutes from Santa Fe. This 3 bedroom, 2 bath home is over 1600 square feet, with a living room highlighted by beamed, wooden ceilings, wood floors, and a kiva fireplace with gas insert. New pleated shades highlight the windows in most of the home. There is direct access to the covered portal in the rear fenced yard. The kitchen is light and pleasant with re-faced and painted cabinets, Stainless Steel Appliances, (new Kitchen aid stove and Bosch dishwasher), and flows to the adjacent dining room. The bedrooms have ample closet space and the baths have colorful tile throughout. The home has a one-car finished garage. Situated on a large 1.45 acre view lot, the location is very close to the school, library, senior center, and the community pool. The extensive hike/bike trail is off of the back yard, an local restaurants and shopping are nearby.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
--
Santa Fe EngageGrades 9-128.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Bitumen,Flat,Tar/Gravel
  • Construction materials: Frame,Stucco

Other

  • Builder name: Royal City Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Oven,Range,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,No Interior Steps
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 124624587
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Living area range: 1,501-1,750

Lot

  • Lot size: 1.45 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$137$1,644
Property Taxes $361$4,332
Electricity $148$1,780
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 87508$296
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87508$337
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$575,000
2025-11-17Listing removed$575,000
2025-09-16Listed for sale$575,000

For Sale by Agent

AgentJefferson Welch
BrokerageBerkshire Hathaway HomeService

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