See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20520 Sultana Ct, Tampa, FL, 33647

4beds
3baths
2,195sqft
$435,000
$198price/sqft
$3,346/moest. monthly cost
$133,840/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 4-bedroom, 3-bath, 2-car garage, single-story home on a spacious corner conservation lot in the sought-after guard-gated community of Live Oak Preserve. Ideally located just across from Wharton High School, this home offers easy access to top-rated schools and a host of resort-style amenities, including a clubhouse, a large resort pool with a splash area for kids, lap pool, hot tub, fitness center, tennis courts, and multiple recreational spaces. This move-in ready home has been thoughtfully updated inside and out. Recent improvements include Sherwin-Williams professional hand-painted interior and exterior (primed and painted), a Culligan whole-home water treatment system, new metal fencing along the side and backyard (with garden space), and a huge 25' x 15' screened-in patio with privacy shades. Additional upgrades include a new microwave, washer and dryer, new filter gutters around the entire home, and solar-tinted double-pane windows and doors, providing energy efficiency and a quiet interior. The open-concept layout features a spacious living and dining area, an updated kitchen with granite countertops, stainless steel appliances, double sinks, and a breakfast bar overlooking the oversized 25' x 16' family room that flows seamlessly into the screened patio with serene conservation views. The primary suite is generously sized and includes two walk-in closets, a garden tub, a walk-in shower, and dual vanities. The smart split-bedroom design offers flexibility for multi-generational living or a private in-law suite. Major systems are in great shape with a newer roof and AC system (both installed in 2022). Perfectly located near I-275, Tampa International Airport, Wiregrass Mall, Tampa Premium Outlets, golf courses, restaurants, healthcare, and more — this home truly combines comfort, convenience, and community living.

Getting Around

12
WalkingCar-Dependent
18
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

7/10
Turner Elementary SchoolGrades PK-80.3 mi
3/10
Wharton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Purifier
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedroom2

  • Features: Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Coat Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Coat Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 99
  • Dimensions: 11x9

Family Room

  • Features: No Closet
  • Level: First
  • Area: 384
  • Dimensions: 16x24

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Walk-In Closet(s),In-Law Floorplan
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,195 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Features: No Closet
  • Level: First
  • Area: 266
  • Dimensions: 19x14

Primary Bedroom

  • Features: Garden Bath,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: U06272072I00001300001.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Patio,Porch,Rear Porch
  • Exterior features: Private Mailbox,Rain Gutters,Sidewalk,Sprinkler Metered
  • Fencing: Fenced,Other
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 8,017 sqft
  • Features: Conservation Area,Corner Lot
  • Lot size dimensions: 61.2 x 131

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$274$3,288
Property Taxes $653$7,836
Electricity $220$2,650
Total$3,346$40,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,720/yr
40% on housing$100,380/yr
45% on housing$89,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 33647$184
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33647$219
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$464,999
2026-01-06Price change$468,000
2025-09-20Price change$498,000
2025-08-04Listed for sale$509,900
2022-10-26Sold$469,000
2022-10-18Pending sale$479,900
2022-09-24Price change$479,900
2022-09-15Listed for sale$489,900
2022-07-10Listing removed--
2022-07-09Listed for rent$3,460
2022-06-17Listing removed--
2022-06-12Price change$509,900
2022-06-03Listed for sale$519,900
2022-05-03Listing removed--
2022-04-23Pending sale$470,000
2022-04-18Listed for sale$470,000
2014-12-11Sold$200,000
2013-07-01Sold$195,000
2013-04-27Listed for sale$199,800
2010-08-24Listing removed$169,900
2008-11-21Sold$167,000
2008-10-18Listed for sale$169,900
2005-06-16Sold$237,800

For Sale by Agent

AgentYoshimi Tamura
BrokerageBHHS FLORIDA PROPERTIES GROUP

Similar Homes