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4343 N 21ST Street #256, Phoenix, AZ, 85016

3beds
2baths
1,301sqft
$399,000
$307price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

Welcome to Biltmore Palms, a gated condo community offering comfort, convenience, and a prime central Phoenix location. This multi-level home features new stainless steel appliances, new washer and dryer, and a new water heater, important updates for buyers looking for a turn-key move-in. A standout feature is the direct-entry garage from the unit, offering added privacy, security, and convenience. Enjoy low-maintenance living just minutes from Trader Joe's, Whole Foods, Biltmore Fashion Park, and Life Time Fitness, with premier shopping, dining, fitness, and entertainment close by. Ideal as a full-time residence or lock-and-leave home, this condo offers exceptional access to the best of the Biltmore area.

Getting Around

56
WalkingSomewhat Walkable
43
TransitSome Transit
63
BikeBikeable

Schools

5/10
Madison Park SchoolGrades PK,5-80.9 mi
3/10
Camelback High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Foam
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Spanish
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Granite Counters,Upstairs,Pantry,Full Bth Master Bdrm
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: Two Common Walls,End Unit

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,301
  • Total interior livable area: 1,301 sqft

Property

Details

  • Parcel number: 16331529
  • Attached to another structure: Yes

Features

  • Stories: 3
  • Exterior features: Balcony,Private Street(s)
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: None

Lot

  • Lot size: 763 sqft
  • Features: Borders Common Area,Grass Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $110$1,320
Property Taxes $146$1,752
Electricity $216$2,603
Total$2,489$29,868

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 85016$347
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85016$399
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$399,000
2026-06-05Listed for sale$415,000
2023-12-15Sold$390,000
2023-11-26Pending sale$399,500
2023-11-02Price change$399,500
2023-10-16Price change$419,000
2023-10-07Listing removed--
2023-10-07Listed for sale$429,000
2023-08-28Price change$2,595
2023-08-25Price change$2,695
2023-07-29Price change$2,795
2023-07-17Price change$2,875
2023-07-10Price change$2,950
2023-06-28Listed for rent$3,100
2022-08-15Listing removed--
2022-07-29Listed for rent$2,795
2021-01-11Sold$295,000
2020-12-29Pending sale$295,000
2020-10-11Listed for sale$295,000
2011-08-04Sold$143,900
2011-03-02Listing removed$170,000
2010-09-17Listed for sale$170,000
2010-07-16Listing removed$170,000
2010-06-09Listed for sale$170,000

For Sale by Agent

AgentHillary Gurley
BrokerageCompass

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