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620 Gem Dr, Susanville, CA, 96130

3beds
2baths
1,539sqft
$315,000
$205price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

Beautifully updated 3-bedroom, 2-bath home offering 1,539 sq. ft. of comfortable living in one of Susanville's desirable neighborhoods. This move-in ready home features over $60,000 in quality upgrades, including a stunning remodeled kitchen with polished chiseled-edge granite countertops, custom cabinetry, farmhouse sink, wine refrigerator, premium appliances, updated fixtures, and stylish lighting throughout. Fresh interior and exterior paint, quality flooring, and modern finishes create a bright, inviting atmosphere. The spacious living areas flow seamlessly to the backyard, where you'll enjoy mountain views, privacy with no immediate rear neighbors, and a patio that's plumbed for a gas BBQ or fire pit—perfect for entertaining. The primary suite offers a walk-in closet and private bath, while the large laundry room includes a walk-in pantry and both gas and electric dryer hookups. Use the Blaze King Wood-stove in the winter to save on expenses! Additional features include central heating and air conditioning, ceiling fans throughout, an attached 2-car garage with built-in storage cabinets, underground sprinklers, and a fenced backyard with room for pets or gardening. A wonderful combination of thoughtful updates, functional living, and an excellent location close to schools and amenities

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Lassen High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Hardiboard type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range,Microwave,Range Hood,Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Clad
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning Stove,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Property

Details

  • Parcel number: 107290049000
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Rain Gutters,Garden,Lighting
  • Fencing: Partial
  • Has view: Yes

Lot

  • Lot size: 6,098 sqft
  • Features: Cul-De-Sac,Views,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Wildfire
Drought
Earthquake
Lightning

FEMA Declared Disasters in Lassen County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$283$3,396
Property Taxes $269$3,228
Electricity $398$4,786
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 96130$158
Lassen County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 96130$172
Lassen County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$315,000
2026-07-31Listed for sale$315,000
2019-09-10Sold$252,500
2019-08-08Pending sale$258,500
2019-07-31Listed for sale$258,500
2017-03-03Sold$179,000
2016-09-16Listed for sale$185,000
2006-04-06Sold$282,000

For Sale by Agent

AgentTANYA MINEAU
BrokerageEXP REALTY OF CALIFORNIA, INC.

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