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361 Richardson Way, Chester, CA, 96020

4beds
2baths
1,860sqft
$349,000
$188price/sqft
$2,759/moest. monthly cost
$110,360/yrincome needed

About This Home

This is a great family home in Chester. Many upgrades have been completed by the owner in recent years. Kitchen has been remodeled with Alder Cabinets and under cabinet lighting. Also, beautiful granite countertops and linoleum flooring were added. Newer vinyl windows have been installed and the sewer line to the street was replaced in 2020. The master bedroom and bathroom are on the main floor and the three other bedrooms and bathroom are upstairs. When springtime comes, the backyard blooms and blooms and the flowers and shrubs are gorgeous. The exterior was painted in 2024 and the master and downstairs bath have just been painted. There is ample storage throughout the home as well as in the garage, outside enclosed storage area and the large 3 car carport. Located right by Chester High School, this is a perfect spot for your growing family.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Wood Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Propane Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Gas Range Connection,Stall Shower,Window Treatments,Utility Room
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Crawl Space

Heating & Cooling

  • Heating features: Electric,Propane,Oil,Other,Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,860 sqft

Property

Details

  • Parcel number: 100481013
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Dog Run,Sprinkler/Irrigation,Landscaping,Lighting,Porch,Private Yard
  • Fencing: Full,Wood,Partial
  • Has view: Yes
  • View description: Neighborhood
  • Topography of land: Level
  • Residential vegetation: Mixed

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Sprinklers In Rear,Level

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Off Street,RV Access/Parking,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Earthquake
Volcanic Activity

FEMA Declared Disasters in Plumas County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$265$3,180
Property Taxes $332$3,984
Electricity $398$4,786
Total$2,759$33,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,594/yr
40% on housing$82,770/yr
45% on housing$73,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 96020$258
Plumas County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 96020
Plumas County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$365,000
2014-07-12Listing removed$180,000
2014-04-10Listed for sale$180,000

For Sale by Agent

AgentLAURA BRIGGS
BrokerageCOLDWELL BANKER KEHR/O'BRIEN (C)

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