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97 Quartz Trl, Santa Fe, NM, 87505

5beds
3baths
3,990sqft
$850,000
$213price/sqft
$5,324/moest. monthly cost
$212,960/yrincome needed

About This Home

Two houses reside on this beautiful 5 Acre property that is nestled among old growth pine trees, offering numerous possibilities and conveniently located about 20 minutes from town The property features two distinct homes and a studio/workshop, all within a peaceful natural environment. House #A includes 2 bedrooms, 1 bath, fireplace, stained concrete floors, hard trowel plaster walls, radiant heat, a loft, and vigas, and a private deck. House #B known as the "Lily Pad House" offers 3 bedrooms, 2 baths, fireplace, saltillo tiles, vigas, radiant heat, hard trowel plaster, wood floors, vigas, spacious kitchen, portal, and delightful koi pond with lilies. Additionally, there is a versatile studio/workshop, consisting of an enclosed vintage travel trailer perfect for guests, and an attached site-built studio/workshop, providing multiple potential uses. The property also benefits from a private well, storage sheds, and no Homeowners Association.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Atalaya Elementary SchoolGrades PK-65.7 mi
6/10
Milagro Middle SchoolGrades 7-85.9 mi
--
Santa Fe EngageGrades 9-129.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Flat,Membrane
  • Construction materials: Adobe,Block,Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Interior Steps
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Kiva
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Radiant Floor,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 3,990
  • Total interior livable area: 3,990 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 406009100
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 3,001-4,000

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 6
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$285$3,420
Property Taxes $458$5,496
Electricity $283$3,404
Total$5,324$63,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,537/yr
40% on housing$159,720/yr
45% on housing$141,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 87505$373
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87505$345
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$850,000
2025-12-16Listing removed$950,000
2025-06-09Listed for sale$950,000

For Sale by Agent

AgentAudrey L. Mazza
BrokerageCorcoran Plaza Properties

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