13 Bear Ct, North San Juan, CA, 95960
About This Home
Rare Owner Builder Opportunity on 10 Usable Acres in North San Juan - Assessed at $600K! A standout opportunity for a contractor, investor, or owner-builder ready to finish a home already more than 1/2 of the way there. Set on 10 usable acres with easy, gated access off Ridge Rd, this 2,672 SF, 4-bedroom, 3.5-bath residence has a fully complete exterior featuring durable metal roofing and a covered wraparound Trex composite porch built to last and all dual-pane windows throughout. A key highlight is the complete, move-in-ready guest unit above the garage with its own full kitchen, living area, bedroom and full bathroom, ideal as a rental, in-law suite, or your living quarters while you finish the main house. The primary residence is framed with rough plumbing and electrical already in, giving a builder a clean, permit-ready canvas to customize the interior to their own finishes and floor plan. The land has been cleared surrounding the home - it's a homesteader's dream, with two gated entries, established fruit trees, a garden area, a chicken coop, a wood shed, a silo (not in current use), and additional outbuildings. Great home upgrades include a tankless water heater and a strong well tested at 15 GPM (per Peter's Drilling, 2002). The property carries an active occupancy permit, with all permits currently open and in good standing with Sierra County. For outdoor enthusiasts, the location is hard to beat. Downieville, the mountain biking capital of the Sierra Nevada, offers roughly 500 miles of trails including the famed Downieville Downhill. New Bullards Bar Reservoir is close by with 55 miles of shoreline for boating, wakeboarding, kayaking, and fishing. The Yuba River with renowned turquoise swimming holes, gold panning, and whitewater rafting, and Tahoe National Forest is within reach for hiking and horseback riding. Gold Rush history is close at hand too, with Malakoff Diggins State Historic Park nearby. This is a rare chance for outdoor lovers and builders alike to secure 10 acres and a more than half-finished home - priced well below assessed value!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dryer,Washer
- Laundry features: In Garage,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Dining Room
- Features: Formal Area
Features
- Flooring: See Remarks
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Wood Stove
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,672 sqft
Kitchen
- Features: Pantry Closet
Property
Details
- Parcel number: 006030057000
- Zoning: GF
- Special condition: Notice Of Default,Other
Features
- Levels: Two
- Stories: 2
- Fencing: Partial,Entry Gate
- Topography of land: Snow Line Above,Level,Lot Grade Varies,Trees Many,Snow Line Above,Level,Lot Grade Varies,Trees Many
Lot
- Lot size: 10 Acres
- Features: Private,Low Maintenance
Parking
- Total spaces: 2
- Parking features: Interior Access
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Landslide
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sierra County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $347 | $4,164 |
| Property Taxes | $370 | $4,440 |
| Electricity | $572 | $6,875 |
| Total | $3,438 | $41,256 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2005-06-16 | Sold | $179,000 |
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