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837 E 98th Ave #407, Thornton, CO, 80229

3beds
2baths
1,380sqft
$360,000
$261price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

NEW PRICE! You've found it - an impeccably maintained, ground floor, end-unit, ranch condo with an attached two car garage! Designed for comfortable, easy living, this single-level residence features wide hallways and a zero-step entry through the front door, offering both convenience and accessibility. The inviting open floor plan welcomes you with a cozy gas fireplace in the living room and seamlessly connects the living, dining, and kitchen spaces. The thoughtfully designed kitchen offers ample cabinetry, a pantry, a breakfast bar for casual dining, and a separate dining area for hosting family and friends. Just off the dining room, a private covered patio provides a peaceful outdoor retreat, perfect for enjoying your morning coffee, reading in the shade, or unwinding at the end of the day. Don't miss the additional storage closet on the patio! The spacious primary suite features an ensuite bathroom with a large soaking tub/shower combo and a generous walk-in closet. Community pool and hot tub, workout room, and playground. Sundance at Lambertson Lakes HOA covers water/sewer, trash, and snow removal. A/C and Forced Air (2019, annual Spring and Fall tuneups), newer water heater (2022, annual flushes). 2026 Energy Audit found no areas of improvement needed.

Getting Around

77
WalkingVery Walkable
29
TransitSome Transit
62
BikeBikeable

Schools

2/10
2/10
Thornton Middle SchoolGrades 6-80.6 mi
2/10
Thornton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Window features: Window Coverings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 240
  • Dimensions: 12 x 20

Property

Accessibility

  • Accessibility features: Level Lot,Accessible Hallway(s),Low Carpet,Accessible Doors,No Stairs,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R0164876
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1st Floor
  • Patio & porch: Patio
  • Spa features: Community

Lot

  • Lot size: 3,182 sqft
  • Features: Paved,Curbs,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$213$2,556
Property Taxes $198$2,376
Electricity $186$2,232
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 80229$143
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80229$258
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$360,000
2026-07-07Price change$362,500
2026-06-27Listed for sale$370,000
2026-06-23Pending sale$370,000
2026-06-11Listed for sale$370,000
2010-07-12Sold$145,000
2005-08-10Sold$218,670

For Sale by Agent

AgentHannah Hester
BrokerageLive West Realty

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