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1280 Fall River Rd #1, Estes Park, CO, 80517

2beds
2baths
1,032sqft
$650,000
$630price/sqft
$3,959/moest. monthly cost
$158,360/yrincome needed

About This Home

A1-zoned condo approved for short-term rentals with the added advantage of self-management. Although it is not currently operated as a rental, a trusted manager overseeing a neighboring unit reports gross income of approximately $75,000 per year. This 2-bedroom, 2-bath end-unit condo is quietly set in the Bear Creek area and has been enjoyed as a true outdoor retreat, especially well suited for someone who loves spending time on the river. Located within an intimate six-unit riverfront community, the setting is framed by mature pines and the calming presence of flowing water, creating a peaceful and private atmosphere. Outdoor living shines here with a generous yard, an oversized deck, and a shared picnic space that invites morning coffee, post-fishing downtime, or relaxed evenings outdoors. Inside, the condo is well positioned to function as a personal mountain getaway or a high-performing investment property. Just a short walk to Wapiti Restaurant and downtown Estes Park, and only minutes from the Fall River Entrance to Rocky Mountain National Park, this property offers an easy blend of nature, convenience, and laid-back mountain living.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Estes Park K-5 SchoolGrades PK-52.8 mi
6/10
Estes Park Middle SchoolGrades 6-82.7 mi
4/10
Estes Park High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Area: 77
  • Dimensions: 11 x 7

Features

  • Natural Woodwork
  • Window features: Window Coverings
  • Fireplace features: Free Standing,Outside,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,032

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Level: Lower
  • Area: 81
  • Dimensions: 9 x 9

Living Room

  • Level: Lower
  • Area: 165
  • Dimensions: 11 x 15

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Upper
  • Area: 204
  • Dimensions: 12 x 17

Property

Accessibility

  • Accessibility features: Level Lot

Details

  • Parcel number: R1640195
  • Attached to another structure: Yes
  • Zoning: A1
  • Special condition: Private Owner
  • Exclusions: Owner's personal possessions.

Features

  • Levels: Bi-Level
  • Entry location: 1st Floor
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Features: Paved,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Hail
Wildfire
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$206$2,472
Property Taxes $281$3,372
Electricity $186$2,232
Total$3,959$47,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,737/yr
40% on housing$118,770/yr
45% on housing$105,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$630This listing

vs Other Active Listings

Avg $/sqft

ZIP 80517$281
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80517$400
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$650,000
2015-02-26Sold$216,000
2014-08-07Listed for sale$239,000
2013-10-01Listing removed$239,000
2011-11-19Listed for sale$239,000

For Sale by Agent

AgentGerald D Mayo
BrokerageEstes Park Team Realty

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