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5303 CLOUDS PEAK DRIVE, Lutz, FL, 33558

5beds
4baths
3,514sqft
$1,095,000
$312price/sqft
$8,099/moest. monthly cost
$323,960/yrincome needed

About This Home

Under contract-accepting backup offers. Welcome to 5303 Clouds Peak Drive—a rare opportunity to own an exceptional lakefront residence tucked away on one of the community's most coveted premium cul-de-sac lots. Located within a private gated community and zoned for highly acclaimed Steinbrenner High School, this beautifully maintained home offers the perfect combination of timeless elegance, thoughtful updates, and breathtaking water views that become part of everyday life. From the moment you arrive, the widened driveway, oversized three-car garage with an additional two feet of depth, lush landscaping, and inviting travertine front porch create an unforgettable first impression. Inside, an expansive, thoughtfully designed floor plan offers generous living spaces that effortlessly balance everyday comfort with elegant entertaining. A dedicated office provides the ideal work-from-home space, while the upstairs bonus room with its own full bathroom offers incredible flexibility as a guest suite, media room, game room, or private bedroom. Attention to detail is evident throughout, with extensive crown molding, plantation shutters, custom built-in cabinetry surrounding the fireplace, abundant natural light, and quality finishes that create a warm, refined atmosphere. The heart of the home is the spacious kitchen, featuring granite countertops, a large center island, double ovens, an oversized sink with an upgraded faucet, abundant cabinetry, and seamless flow into the main living areas—all while overlooking the sparkling pool and tranquil lake beyond. The outdoor living space is truly where this home distinguishes itself. The screened lanai showcases an expansive travertine patio surrounding the saltwater pool (solar heated), updated pool lighting, beautifully maintained landscaping, garden beds, and a fully equipped outdoor kitchen featuring a built-in Dynasty propane grill and refrigerator. Whether hosting family gatherings, celebrating special occasions, or simply enjoying a quiet evening outdoors, this backyard was designed to be enjoyed year-round. The primary suite offers its own private escape, perfectly positioned to capture the same incredible lake and pool views that define the home's outdoor living experience. Waking up to peaceful water views each morning is a luxury few homes can offer. Beyond its beauty, this home provides tremendous peace of mind with extensive improvements already completed, including a 2021 roof, 2022 HVAC system, renovated bathrooms, new screen enclosure, updated pool pump, solar pool heater, travertine finishes, and numerous additional enhancements throughout—allowing the next owner to simply move in and enjoy. Premium lake view homes within gated communities are always in demand, but finding one that also offers a cul-de-sac location, exceptional outdoor living, an incredibly functional floor plan, and coveted Steinbrenner High School zoning is exceptionally rare. 5303 Clouds Peak Drive is more than a beautiful home—it's an opportunity to own one of the finest settings in the neighborhood and enjoy the Florida lifestyle exactly as it was meant to be lived.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
Steinbrenner High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Florida,Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dinette

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Flooring: Laminate,Travertine,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,548
  • Total interior livable area: 3,514 sqft

Kitchen

  • Features: Built-In Shelving,Walk-In Closet(s)
  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U30271871R00000300016.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Chlorine Free,In Ground,Lighting,Pool Sweep,Salt Water,Screen Enclosure,Solar Heat,Tile
  • Exterior features: Garden,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Private Entrance,Private Mailbox,Private Yard,Rain Gutters,Sidewalk,Sprinkler Metered
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.28 Acres
  • Features: Cul-De-Sac,Landscaped,Oversized Lot,Private,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$635$7,620
Property Taxes $1,575$18,900
Electricity $353$4,243
Total$8,099$97,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,680/yr
40% on housing$242,970/yr
45% on housing$215,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$227
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$1,095,000
2026-08-09Contingent$1,095,000
2026-07-10Price change$1,095,000
2026-07-09Listed for sale$1,099,999
2005-04-05Sold$395,800

For Sale by Agent

AgentLior Gazar
BrokerageCOMPASS FLORIDA LLC

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