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2521 CEDAR CYPRESS COURT #101, Tampa, FL, 33618

1beds
1baths
644sqft
$109,900
$171price/sqft
$1,042/moest. monthly cost
$41,680/yrincome needed

About This Home

Welcome to Whispering Oaks, a gated waterfront community located along beautiful Lake Magdalene in the heart of Carrollwood. This well-maintained first-floor 1-bedroom, 1-bath condo offers a comfortable layout and a great opportunity for a primary residence, seasonal getaway, or investment property. Inside, you'll find wood flooring in the living area, tile flooring in the kitchen and bathroom, and laminate/luxury vinyl flooring in the bedroom for easy maintenance and everyday living. The functional floor plan provides a bright and inviting living space, while the private fenced yard and patio area offer a rare outdoor space perfect for relaxing, entertaining, or enjoying a little extra privacy. Residents of Whispering Oaks enjoy access to a waterfront pool overlooking Lake Magdalene, kayak and boat storage, and beautifully maintained grounds that create a peaceful setting. The HOA includes water, sewer, trash, and exterior maintenance for added convenience. Conveniently located near shopping, dining, major roadways, and all that Carrollwood and Tampa have to offer, this condo combines affordability, location, and waterfront community living.

Getting Around

3
WalkingCar-Dependent
21
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

6/10
Hill Middle SchoolGrades 6-83.2 mi
2/10
Chamberlain High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Brick,Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Thermostat
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Luxury Vinyl,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 644
  • Total interior livable area: 644 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: U03281889D0000650000F.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Private Yard,Sidewalk
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront

Lot

  • Lot size: 601 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$100$1,200
Property Taxes $190$2,280
Electricity $197$2,366
Total$1,042$12,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,725/yr
40% on housing$31,260/yr
45% on housing$27,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 33618$206
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33618$258
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$109,900
2026-06-08Price change$119,900
2026-05-22Listed for sale$124,900
2017-01-05Sold$67,500
2016-11-23Pending sale$67,500
2016-11-19Listed for sale$67,500
2016-11-19Listing removed$850
2015-11-24Listing removed$800
2015-11-05Price change$800
2015-08-26Listed for rent$825
2015-07-20Sold$45,000
2015-05-21Pending sale$39,900
2015-05-14Price change$39,900
2015-04-15Pending sale$38,500
2015-04-15Listed for sale$38,500
2007-12-07Sold$88,000

For Sale by Agent

AgentBradley Chais
BrokerageKELLER WILLIAMS TAMPA CENTRAL

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