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3912 Los Milagros, Santa Fe, NM, 87507

3beds
2baths
1,425sqft
$395,000
$277price/sqft
$2,496/moest. monthly cost
$99,840/yrincome needed

About This Home

Priced to sell! This charming Santa Fe-style home was temporarily taken off the market to complete repairs and improvements, and is now ready for its next owner. Step inside and discover the timeless appeal of classic Pueblo architecture, featuring a cozy kiva fireplace, warm flooring, abundant natural light, and inviting living spaces. The practical floor plan offers three bedrooms and two bathrooms, with an open-concept kitchen that flows seamlessly into the dining and living areas, making it ideal for everyday living and entertaining. The well-separated bedroom layout provides privacy and functionality, while the private walled courtyard and backyard create the perfect setting for morning coffee, gardening, pets, or relaxing evenings outdoors. A carport and additional off-street parking add convenience. Ideally located near shopping, schools, parks, and just minutes from downtown with easy freeway access, this home offers exceptional value in today's market. Santa Fe-style homes at this price point are increasingly hard to find. Clean, functional, full of character, and move-in ready, this is an opportunity you won't want to miss.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Capital High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Interior Steps
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 960000665
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,251-1,500

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$110$1,320
Property Taxes $241$2,892
Electricity $148$1,780
Total$2,496$29,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,577/yr
40% on housing$74,880/yr
45% on housing$66,560/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$285
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$395,000
2026-04-27Listing removed$405,000
2026-03-10Listed for sale$405,000
2026-02-20Pending sale$405,000
2026-01-17Listed for sale$405,000

For Sale by Agent

AgentLeland Titus
BrokerageSanta Fe Realty Unlimited

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