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5307 TERRAZA COURT, Temple Terrace, FL, 33617

2beds
3baths
1,561sqft
$229,900
$147price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Enjoy the convenience and value of an HOA that includes exterior maintenance, including the roof (excluding windows and doors), water, cable TV, internet, trash, pest control, common area maintenance, fire system maintenance, and tree trimming. The community also allows rentals with no waiting period, making this property an attractive option for both homeowners and investors. Buyers are encouraged to verify all leasing restrictions, requirements, and regulations directly with the HOA. Just minutes from Busch Gardens, Adventure Island, USF, Moffitt Cancer Center, and major highways, this renovated farmhouse-style townhome combines comfort, convenience, and location. Seller welcomes offers. This move-in ready home features 2 bedrooms, 2.5 bathrooms, and a bonus room ideal for an office, guest space, or flex room. Fresh interior paint, updated exterior finishes, open-concept living areas, and laminate plank flooring throughout with no carpet. The kitchen features stainless steel appliances, a spacious island, large pantry with barn door detail, and built-in office space. Upstairs offers a private layout with updated bathrooms, laundry area, and a covered porch off the primary suite. Additional exterior storage is included. Schedule your private showing today!

Getting Around

82
WalkingVery Walkable
35
TransitSome Transit
55
BikeBikeable

Schools

2/10
Greco Middle SchoolGrades 6-81.7 mi
3/10
King High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: Second

Bathroom2

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,561
  • Total interior livable area: 1,561 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: T22281987T00000000026.0
  • Zoning: RMF
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Storage

Lot

  • Lot size: 895 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$226$2,712
Property Taxes $233$2,796
Electricity $197$2,366
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 33617$129
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33617$224
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$229,900
2026-05-09Listed for sale$250,000
2020-06-30Sold$145,000
2020-05-08Pending sale$169,900
2020-04-14Price change$169,900
2020-03-30Pending sale$175,000
2020-03-17Listed for sale$175,000
2009-06-10Sold$89,900

For Sale by Agent

AgentZayuri Astudillo
BrokerageAVISTA BAY REALTY, LLC

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