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4551 Tuscan Loon Dr, Tampa, FL, 33619

4beds
3baths
2,077sqft
$389,000
$187price/sqft
$3,138/moest. monthly cost
$125,520/yrincome needed

About This Home

Welcome home to the gated community of Palm River! Located just 10 minutes from Downtown Tampa, and built in 2023, this three story townhouse is sure to check all of the boxes. On the ground floor, you will find your massive 2+ car garage along with ample storage space, which is hard to come by in a townhouse. As you walk upstairs to the second floor, you are welcomed with a large open floor plan consisting of the kitchen and living room area, along with a secondary bedroom and full bathroom. Just off the living room, a large porch overlooks the pond in the backyard where you can enjoy your morning coffee or take in a nice sunset to wind down from a long day. On the top floor, you will find the primary bedroom which also overlooks the pond, and is equipped with a large walk-in closet, as well as the en-suite primary bathroom which features dual sinks, and a walk in shower. Just down the hall, you will find the other two secondary bedrooms which are perfect for guests, or a home office. The HOA fee covers water, sewer, trash, cable, internet, and more. Also included in your fee, and just a short walk away from the unit, is the community pool. At the front of the community, you will find a large dock equipped with an area to launch your kayak and enjoy the beautiful city view on the Tampa Bay waters, right from your own neighborhood. Schedule your tour to view this beautiful, move-in ready home today!

Getting Around

8
WalkingCar-Dependent
22
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

3/10
1/10
2/10
Blake High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Florida
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room,Upper Level

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Third

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eating Space In Kitchen,In Wall Pest System,Kitchen/Family Room Combo,PrimaryBedroom Upstairs,Thermostat,Walk-In Closet(s)
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,210
  • Total interior livable area: 2,077 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: Second

Living Room

  • Level: Second

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub
  • Level: Third

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: U 21 29 19 D03 000032 00003.A
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Trees/Woods,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • Waterfront features: Bay/Harbor Front,Bay/Harbor Access
  • Waterbody name: PALM RIVER / MCKAY BAY
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 1,100 sqft
  • Features: Flood Insurance Required,FloodZone,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Tornado
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$297$3,564
Property Taxes $666$7,992
Electricity $209$2,508
Total$3,138$37,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,588/yr
40% on housing$94,140/yr
45% on housing$83,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 33619$243
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33619$219
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$389,000
2026-04-02Listed for sale$398,000
2023-10-04Sold$357,500

For Sale by Agent

AgentSteven Noyes
BrokerageCOLDWELL BANKER REALTY

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