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114 13th St, Belleair Beach, FL, 33786

4beds
5baths
3,450sqft
$1,599,000
$463price/sqft
$10,657/moest. monthly cost
$426,280/yrincome needed

About This Home

Steps away from the white sand Gulf beaches in the heart of prestigious Belleair Beach community. This modern coastal elevated home blends architectural sophistication with European elegance spanning 3,450 total square feet. Step through to a designer open floor plan flowing seamlessly for impressive entertaining and effortless living. Spacious light-filled living areas feature floor to ceiling impact rated sliding glass doors and windows, warm exotic hardwood flooring, and a modern electric fireplace for relaxed ambiance. The bespoke kitchen features high quality solid maple interior cabinetry with Italian high gloss finish, reflecting Murano glass backsplash, premium Jenn-Air and Bosch stainless steel appliances, and shimmering Blue Pearl granite countertops. Additional features include an efficient walk-in pantry incorporating additional cabinetry and counter space. The spacious south-facing balcony serves as a private elevated outdoor oasis perfect for peaceful morning coffee and al fresco dining. The primary bedroom provides a private retreat with an exquisite ensuite double sink vanity, walk-in shower, Whirlpool massaging tub, and walk-in closet. Additional bedrooms are equally well-appointed sharing a double vanity Jack and Jill bath with a tub/shower combo and access to a shaded north-facing balcony. An open-concept third floor loft can serve as a flexible space, yoga studio, recreation area, or private home office. The downstairs features durable porcelain tile flooring, newly installed white high gloss cabinetry, quartz countertops, and a versatile separate entry studio space all connecting to a lush tropical garden. The expansive covered patio features an outdoor kitchen, convenient outdoor shower, low maintenance composite decking centered around a serene outdoor fountain, perfect for relaxing after a day at the beach or hosting guests. Immerse yourself in the Belleair Beach lifestyle with resident-only beach parking, three private beach entrances, and a community center offering tennis/pickleball, and recreation grounds, all just a short golf cart ride away. This exceptional, move-in ready contemporary custom built home is a timeless investment in luxury beachside living. Conveniently located close to upscale shopping, fine dining, and the Belleair Causeway boat ramp.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
4/10
Largo Middle SchoolGrades 6-83.6 mi
5/10
Largo High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Microwave,Range Hood,Refrigerator,Washer,Whole House R.O. System
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Central Vacuum,Coffered Ceiling(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Stone Counters,Thermostat,Walk-In Closet(s),In-Law Floorplan
  • Door features: Outdoor Shower,Sliding Doors
  • Window features: Double Pane Windows,Skylight(s),Hurricane Shutters
  • Flooring: Porcelain Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,808
  • Total interior livable area: 3,450 sqft

Kitchen

  • Level: Second
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Level: Second
  • Area: 320
  • Dimensions: 20x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 312915983520000080
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Deck,Lighting
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Balcony,Irrigation System,Outdoor Shower,Rain Gutters
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 7,697 sqft
  • Lot size dimensions: 070 x 110

Parking

  • Total spaces: 4
  • Parking features: Bath In Garage,Converted Garage,Driveway,Ground Level,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$371$4,452
Property Taxes $1,854$22,248
Electricity $347$4,166
Total$10,657$127,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$365,382/yr
40% on housing$319,710/yr
45% on housing$284,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 33786$785
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33786$483
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,848,000
2001-03-27Sold$65,000

For Sale by Agent

AgentJohn Keller
BrokerageJACK KELLER INC

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