17363 10th Ter, Live Oak, FL, 32060
About This Home
High and dry home on the Suwannee River. This charming home features vaulted ceilings, large windows for natural light, bonus room, reading nook with view and beautiful oak cabinets. Recent updates include a newer roof, A/C, and stainless steel appliances, while the outdoor space offers fruit trees, a hot tub, expansive decks, and a screened-in porch. The property also includes fully fenced and gated yard, RV storage with full hookups (including power and clean-out), large storage building and kayak/canoe storage. This home is not in a flood zone.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Frame Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range,Stainless Steel Appliance(s)
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Insulated,Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),Storage,Bonus Room,Open Floorplan,Laminate Counters,Work Shop
- Window features: Insulated Windows
- Flooring: Vinyl Linoleum,Carpet
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,508
- Total interior livable area: 1,508 sqft
Property
Details
- Parcel number: 0301S12E09270000170
- Zoning: A-1
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Pool/Spa Combo
- Patio & porch: Screened,Front Porch,Deck,Rear Porch,Wrap Around
- Exterior features: Shrubbery,Flowers,Fruit Trees,Flowering Trees,Pavers
- Has spa: Yes
- Spa features: Spa Hot Tub,Bath
- Fencing: Chain Link,Wood,Field Fence
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Suwannee
Lot
- Lot size: 1.78 Acres
- Features: Orchard(s)
- Lot size dimensions: 1.78
Parking
- Parking features: 3+ Car,Carport,Detached
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $353 | $4,236 |
| Property Taxes | $657 | $7,884 |
| Electricity | $197 | $2,366 |
| Total | $4,235 | $50,820 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $599,000 |
View on Zillow