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4436 Waterford Dr, Lake Wales, FL, 33859

3beds
2baths
1,975sqft
$294,900
$149price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

One or more photo(s) has been virtually staged. This completely remodeled home, located in the prestigious golfing community of Lake Ashton, offers resort-style living at its finest. This modified Hemingway floor plan features 2 bedrooms, 2 bathrooms, and a den—thoughtfully designed for both comfort and entertaining. Upon arrival, you’re greeted by a charming front porch adorned with pavers. As you step inside, you’ll be welcomed into a spacious open-concept living area featuring high ceilings, recessed lighting, and an abundance of natural light streaming through a series of double-pane windows. The kitchen, the heart of the home, showcases white shaker-style cabinetry with soft-close hinges, matte black hardware, and granite countertops. The center island is enhanced with custom pendant lighting, a double-bowl stainless steel sink with a gooseneck faucet, and a closet pantry. A charming breakfast nook and formal dining area provide ideal spaces for both casual meals and entertaining. The primary suite, located at the rear of the home, offers a peaceful retreat with a walk-in closet featuring barn doors, recessed lighting, and a remote-controlled ceiling fan. The en-suite bath includes tile flooring, a comfort-height vanity with dual sinks, a linen closet, and a walk-in shower with a tiled surround. Luxury vinyl plank and solid surface flooring extend throughout the home, creating a seamless and stylish aesthetic. The guest bedroom is thoughtfully positioned for privacy. The guest bathroom features a comfort-height vanity with a granite countertop, a comfort-height toilet, and a tub/shower combination. Additional Features Laundry room, New lighting throughout, Freshly painted interior and exterior, Double-pane windows, Architectural shingle roof (2024), New water heater, New AC (2025), Exterior carriage lighting, Stone landscape edging, Front Porch with Pavers, Keyless garage entry pad, Irrigation system, Paved driveway and walkway, Two-car garage with garage door opener. Lake Ashton is a gated, resort-style community offering an impressive array of amenities, including heated indoor and outdoor pools, multiple spas, racquetball, billiards, a bowling alley, card room, fitness center, tennis courts, arts and crafts studio, library, waterfront clubhouse with restaurant, pro shop, dog parks, boat ramp, storage facilities, and two 18-hole golf courses. This exceptional home combines modern upgrades, comfort, and world-class amenities, delivering the ultimate Florida lifestyle. Conveniently located near shopping, restaurants, Bok Tower Gardens, and Legoland. Seller is willing to include an appliance package credit at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Granite Counters,Tub With Shower
  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 108
  • Dimensions: 9x12

Dinette

  • Level: First
  • Area: 99
  • Dimensions: 11x9

Dining Room

  • Level: First
  • Area: 260
  • Dimensions: 13x20

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Tile

Foyer

  • Level: First
  • Area: 42
  • Dimensions: 6x7

Great Room

  • Level: First
  • Area: 380
  • Dimensions: 20x19

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 1,975 sqft

Kitchen

  • Features: Granite Counters,Pantry
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Features: Linen Closet
  • Level: First
  • Area: 36
  • Dimensions: 6x6

Primary Bathroom

  • Features: Shower No Tub,Linen Closet
  • Level: First
  • Area: 81
  • Dimensions: 9x9

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 240
  • Dimensions: 15x16

Property

Details

  • Parcel number: 272918865155008740
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Rain Gutters
  • Waterfront features: Lake,Lake Privileges,Boat Ramp - Private,Fishing Pier
  • Waterbody name: LAKE ASHTON
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,064 sqft
  • Features: Landscaped,Level,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$251$3,012
Property Taxes $474$5,688
Electricity $198$2,385
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$114
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$319,900
2026-05-01Listed for sale$329,900
2023-08-29Sold$115,000
2019-06-20Listing removed$1,600
2019-06-15Listed for rent$1,600
2017-02-09Listing removed$199,900
2017-02-01Listed for sale$199,900
2017-01-12Sold$119,500
2015-11-17Listing removed$223,000
2015-09-18Price change$223,000
2015-06-06Price change$224,000
2015-04-02Listed for sale$225,000
2008-05-12Listing removed$254,900
2008-02-19Price change$254,900
2008-02-18Price change$249,900
2007-11-26Price change$254,900
2007-11-01Listed for sale$269,900
2005-09-13Sold$250,100

For Sale by Agent

AgentEileen Belanger
BrokerageCENTURY 21 MYERS REALTY LAKE WALES

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