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4424 Waterford Dr, Lake Wales, FL, 33859

2beds
2baths
1,530sqft
$275,000
$180price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

GREAT SNOWBIRD HOME! FURNITURE and WASHER/DRYER TO CONVEY WITH THE SALE OF 4424 WATERFORD DRIVE LAKE WALES, FLORIDA 33859. Seller to give the Buyer a $5,000 credit to be applied towards Closing Costs and Pre-Paid. Well Maintained Bali Floor Plan Offers an Open and Spacious Entry, Living Room Area, Kitchen and Dinette area. There is an Enclosed Lanai with Acrylic Windows with Screen Option, too. This 2 Bedroom /2 Bath home is located in Lake Ashton, a gated 55+ community in Florida. NO CARPET -- Luxury Vinyl Plank Flooring flows nicely in every room in the home, except the Enclosed Lanai. The curb appeal on this home is attractive and offers poured curbing, mature landscape, automatic screen on the 2 car garage and double glass doors at the entrance of the home. At the entrance of the home, to the right, is Bedroom 2, Guest Bath, an a Linen Closet is in the hallway. A pocket door provides privacy for your overnight guests. The guest bath offers a shower/tub combo. Directly in front of you when you enter to the home is a spacious living room. The triple sliders leading to the enclosed Lanai are your focus. To the left is the kitchen with "L" shaped breakfast bar and dinette areas. Double Sliders provide access to the lanai, which is 30 x 10. On the rear of the home is the PRIMARY Suite with His/Her Closets and En-Suite with Walk In Shower, Linen Closet and Double Sink Vanity. The kitchen features Ample Counter Space and SS Appliances. The Washer/Dryer are located behind bi-fold doors in the kitchen. Improvements to this home include: Paver Lanai outside of the Enclosed Lanai, Roof (2022), A/C (2012), Exterior Paint (2015) and Hot Water Heater Replacement (2024). There is an irrigation system at this home and a separate irrigation meter offers savings, too. In the garage you will find a full wall of cabinets for your storage needs, (14' wide X 7' tall X 2 ft. deep). Make an appointment to see this home TODAY! Lake Ashton has 1,600 quality-built homes. There are three large lakes and seasonal ponds in the community. Resort-style amenities include two private 18-hole Championship Golf Courses (Memberships are Optional), Golf pro shop, Driving range, Surround -sound movie theater, and bowling alley. Eagles Nest Sports Pub, Library/Media room, card rooms, on-site full time activities director who organizes and schedules events. Billiards. Arts & Crafts room, Shuffleboard. Bocce. Basketball/Racquetball. Pickle Ball. Pet Parks (3 in the community), Veterans Club, Entertainment Series, Fishing and much, much more! 28 miles to Disney World; 50 mins to Universal Studios; 45 mins to Sea World; Legoland is 5 mi away. Active Adults will find Lake Ashton the Perfect Place to Enjoy Retirement Living at its Finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 300
  • Dimensions: 30x10

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Features

  • Ceiling Fan(s),Eating Space In Kitchen,L Dining,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Luxury Vinyl

Foyer

  • Level: First
  • Area: 64
  • Dimensions: 8x8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,307
  • Total interior livable area: 1,530 sqft

Kitchen

  • Features: Breakfast Bar,Pantry
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: First
  • Area: 323
  • Dimensions: 19x17

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 272918865155008770
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Indoor
  • Patio & porch: Covered,Enclosed,Patio,Screened
  • Exterior features: Irrigation System,Rain Gutters,Sprinkler Metered
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,046 sqft
  • Features: City Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$234$2,808
Property Taxes $312$3,744
Electricity $197$2,366
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$115
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$275,000
2026-03-26Price change$289,000
2026-03-02Listed for sale$300,000
2026-02-26Pending sale$300,000
2026-02-02Listed for sale$300,000
2017-12-06Sold$80,000
2017-11-02Listed for sale$169,900
2005-10-20Sold$188,700

For Sale by Agent

AgentLori Raath
BrokerageLAKE ASHTON REALTY INC.

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