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3370 Cowart Rd, Dawsonville, GA, 30534

2beds
1baths
960sqft
$375,000
$391price/sqft
$2,730/moest. monthly cost
$109,200/yrincome needed

About This Home

Modern Country Living with Unlimited possibilities, in One of Dawsonville’s Most Sought-After Locations! Near Crystal Falls Golf Club & Marina. 3.9 wooded private acres in a truly spectacular setting—where peaceful rural living meets unbeatable convenience. No HOA! Completely remodeled, 2026 refresh. This 2-bedroom, 1-bath residence (~1,000 sq ft) offers an ideal entry into one of North Georgia’s most desirable areas. This is a great starter home or future guest house, a place to live while you build your dream home on the property. This one checks every box. - ~1000 sq ft, 2 Bed / 1 Bath - 2026 full reno - Everything feels new - 3.9 private acres with no HOA! - Starter home, guest house, or future expansion - RA zoning may be rezoned to RRE for a second home on the property. - 4 min to Lathem Reservoir boat ramp - 15–30 min to Dawsonville, Jasper, Ball Ground, & Cumming ... Location is spectacular. Property offers long-term value and freedom to build your dream estate while enjoying a move-in-ready home today. Plenty of room! Nature lovers and outdoor enthusiasts will love the proximity to Lathem Reservoir, just 4 minutes to the boat ramp. Enjoy quick access to Dawsonville, Jasper, Ball Ground, Cumming, Matt, and Silver City, all within 15–30 minutes. Location, land, and long-term upside. One of the best opportunities Dawson County has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
5/10
9/10
Dawson County High SchoolGrades 10-127.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1988

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cabin,Cottage
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • High Ceilings 9 ft Main
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 960
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Cabinets White, Laminate Counters, Pantry Walk-In

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040 014
  • Other equipment: None
  • Horse amenities: Pasture

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Rear Porch
  • Exterior features: Private Yard,Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Waterfront features: None
  • Waterbody name: None
  • Horses can be raised: Yes

Lot

  • Lot size: 3.91 Acres
  • Features: Farm,Level,Private,Sloped,Wooded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$155$1,860
Property Taxes $460$5,520
Electricity $219$2,637
Total$2,730$32,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,600/yr
40% on housing$81,900/yr
45% on housing$72,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 30534$197
Dawson County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 30534$190
Dawson County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$365,000
2026-05-04Listed for sale$375,000
2025-07-10Sold$155,000
2025-07-08Pending sale$180,000
2025-07-01Listed for sale$180,000
2025-06-13Listing removed$180,000
2025-06-11Listed for sale$180,000
2025-05-20Pending sale$180,000
2025-05-06Listed for sale$180,000

For Sale by Agent

AgentSUSAN AYERS
BrokerageClickit Realty

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