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1190 Mill Creek Dr, Dawsonville, GA, 30534

4beds
3baths
3,460sqft
$585,000
$169price/sqft
$4,445/moest. monthly cost
$177,800/yrincome needed

About This Home

Private 4+ Acre Retreat with Finished Basement + Assumable VA 2.875% Loan. Welcome to your private escape just minutes from downtown Dawsonville—where space, comfort, and convenience come together in a truly special setting. Situated on 4.14 secluded acres, this move-in-ready, four-sided brick home offers the rare opportunity to enjoy privacy, nature, and flexibility—all within easy reach of shopping, dining, and GA-400. Step inside to a bright, open living space with soaring ceilings, abundant natural light, and a charming fireplace that creates an inviting atmosphere for everyday living and entertaining. The beautifully renovated kitchen features quartz countertops, stainless steel appliances, and generous storage, with seamless flow into both casual and formal dining spaces. The main-level primary suite is a true retreat, complete with tray ceilings and private access to the screened-in porch—perfect for morning coffee or relaxing evenings overlooking the peaceful surroundings. The spa-inspired primary bath includes a double vanity, frameless glass shower, soaking tub, and a spacious walk-in closet. Two additional bedrooms on the main level offer comfort and convenience with a shared Jack-and-Jill layout. The fully finished basement expands your living options with a kitchenette, large living area with fireplace, additional bedroom, full bath, home office space, and abundant storage—ideal for guests, multi-generational living, or creating the ultimate media or recreation space. A massive workshop with exterior access provides incredible flexibility for hobbies, fitness, or creative use. Outside, enjoy a naturally wooded, private setting designed for both relaxation and entertaining. Explore walking paths, gather around multiple fire pit areas, or create your own outdoor vision—whether that’s a garden, play space, or simply a quiet place to unwind and enjoy the scenery. Major updates including a NEW roof, NEW windows, whole-house generator, and gated entry provide peace of mind and true move-in-ready living. If you’ve been searching for space, privacy, and versatility—without giving up convenience—this is a rare opportunity you don’t want to miss. Bonus: FREE appraisal when using the preferred lender.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
9/10
Dawson County High SchoolGrades 10-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Finished Bath,Full

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Double Vanity,Entrance Foyer,Recessed Lighting,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,730
  • Finished area above ground: 1,730
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,460
  • Total interior livable area: 3,460 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Other, Eat-in Kitchen, Pantry, Stone Counters

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Separate Tub/Shower

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 095 009
  • Other equipment: Generator
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Screened
  • Exterior features: Garden,Private Yard,Rain Gutters,No Dock
  • Spa features: None
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 4.14 Acres
  • Features: Sloped,Wooded
  • Lot size dimensions: 264x269x193x220x97

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$242$2,904
Property Taxes $909$10,908
Electricity $336$4,033
Total$4,445$53,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,400/yr
40% on housing$133,350/yr
45% on housing$118,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 30534$197
Dawson County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 30534$190
Dawson County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$599,000
2026-04-02Price change$625,000
2026-03-05Listed for sale$644,900
2026-01-01Listing removed$644,900
2025-12-03Price change$644,900
2025-10-09Listed for sale$650,000
2023-09-18Listing removed--
2021-09-17Sold$425,000
2021-08-31Pending sale$425,000
2021-08-24Contingent$425,000
2021-08-19Listed for sale$425,000
2019-03-22Sold$285,000
2019-01-18Pending sale$299,900
2018-09-10Price change$299,900
2018-08-24Listed for sale$309,900
2007-09-04Sold$216,750
2006-03-30Sold$270,000

For Sale by Agent

AgentTrish Hutcherson
BrokerageMaximum One Premier Realtors

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