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321 Chumbley Rd, Dawsonville, GA, 30534

6beds
4baths
4,472sqft
$1,000,000
$224price/sqft
$7,125/moest. monthly cost
$285,000/yrincome needed

About This Home

Set on 6.19 serene acres, this thoughtfully designed custom-built home blends refined living with the peace and privacy of a true rural retreat. A rocking chair front porch with an inviting swing welcomes you to slow down and watch the deer stroll by. Inside, the main level offers a spacious owner’s suite with sitting area, featuring an en-suite bath with tile shower, jetted tub, walk-in closet, and access to the expansive covered deck spanning the back of the home. The living room’s stacked-stone fireplace anchors the space and flows effortlessly into the dining area with coffered ceiling, creating an elegant yet comfortable setting for entertaining. The open-concept kitchen features granite countertops and double ovens, with a large laundry room just off the kitchen offering a utility sink and extra cabinet space. Two additional bedrooms and a full bath complete the main level. Upstairs, a private bonus suite with closet and full bath offers ideal space for guests, a home office, or flex living. The finished walk-out basement expands the home’s functionality with a mini kitchen, bar, living area, three bedrooms, and a full bath, perfect for extended stays or multi-generational living. Enjoy two levels of outdoor living with the covered upper deck and patio below, overlooking a private backyard oasis complete with a pool featuring LED lighting and a dedicated pool storage shed. An extended driveway provides ample space for boats, RVs, or additional vehicles, while a separate poured foundation on the property - ideal for an in-law residence, private office, or workshop—adds exceptional future potential. A rare offering combining custom craftsmanship, acreage, and timeless countryside elegance.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
9/10
Dawson County High SchoolGrades 10-128.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Interior Entry,Walk-Out Access

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Cathedral Ceiling(s),Coffered Ceiling(s),Crown Molding,Double Vanity,Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Stone
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,472
  • Total interior livable area: 4,472 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Whirlpool Tub

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 036 049 005
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Bath,None
  • Fencing: None
  • Has view: Yes
  • View description: Pool,Rural
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 6.19 Acres
  • Features: Back Yard,Front Yard,Open Lot,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Parking Pad,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$414$4,968
Property Taxes $1,221$14,652
Electricity $434$5,213
Total$7,125$85,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,285/yr
40% on housing$213,750/yr
45% on housing$190,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 30534$197
Dawson County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 30534$190
Dawson County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,000,000
2026-03-04Price change$1,100,000
2026-01-08Listed for sale$1,180,000
2010-03-02Sold$298,500
2009-12-01Sold$225,000
2009-05-22Listing removed$455,000
2009-02-10Price change$455,000
2008-04-01Listed for sale$475,900
2005-08-29Sold$10,000

For Sale by Agent

AgentBrian Smith
BrokerageKeller Williams North Atlanta

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