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280 Flat Creek Church Rd, Weaverville, NC, 28787

2beds
4baths
2,108sqft
$475,000
$225price/sqft
$2,988/moest. monthly cost
$119,520/yrincome needed

About This Home

This charming duplex offers the perfect blend of comfort, privacy, and scenic surroundings. Each unit features 1 spacious bedroom and 1.5 bathrooms, thoughtfully designed for both everyday living and entertaining. Enjoy peaceful mornings and relaxing evenings with a beautiful creek nearby and picturesque pasture views right out front. The level yard provides plenty of usable outdoor space is ideal for gardening, pets, or simply enjoying the fresh air. Tucked away in a private setting, this property offers a sense of seclusion while still being convenient to local amenities. Whether you're looking for an investment opportunity or a place to call home, this duplex delivers both tranquility and practicality.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
North Buncombe ElementaryGrades PK-40.3 mi
10/10
North Buncombe MiddleGrades 7-82.2 mi
6/10
North Buncombe HighGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,108

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,108
  • Total interior livable area: 2,108 sqft

Property

Details

  • Parcel number: 974405002100000
  • Zoning: OU
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 0.98 Acres
  • Features: Orchard(s),Level,Open Lot,Paved,Rolling Slope,Wooded,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$122$1,464
Property Taxes $265$3,180
Electricity $200$2,405
Total$2,988$35,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,445/yr
40% on housing$89,640/yr
45% on housing$79,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28787$281
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28787$272
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$499,000
2018-03-24Sold$265,000

For Sale by Agent

AgentLisa Hagan
BrokerageMoving Mountains Property Group LLC

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