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117 Shenandoah Ter, Montreat City, NC, 28711

5beds
7baths
5,058sqft
$2,200,000
$435price/sqft
$14,188/moest. monthly cost
$567,520/yrincome needed

About This Home

This spacious, architecturally designed, custom built home incorporates wooded views, mountain views, and a professionally built creek and waterfall that converge at a moss covered sitting/respite spot. Unwind and recharge while listening to the creek and waterfall flow. This home, sitting on three lots in Montreat, is a rare find. The relatively gentle semi-circular driveway with abundant level parking allows you to casually stroll to the main entrance. Opening the full lite glass entrance doors leads directly into the Great Room presenting a cathedral ceiling, native stone fireplace, wide plank hardwood flooring, and a grand open floor plan. Expansive glass lets in natural light and provides views of the surrounding mountains. Solid oak flooring is throughout this home. Conversation and interaction within the dining, kitchen, and living areas is easy and comfortable with this open design. The skylights and structural ceiling components add a refined mountain feel with their use of wood, depth, space, and light. Just off of the Great Room is the master bedroom with an ensuite bath. The alluring beauty of this room comes from many design details including; extensive glass and skylights, a cathedral ceiling, major wood accents, a view of the mountains from the front and a view of the waterfall and landscaped woods from the back, and a private covered porch. The main floor has direct access to the extra large two car garage. The laundry is also on this level. There are two staircases that lead to the lower level. Taking the well crafted oak staircase from the Great Room leads to the Family Room on the lower level. This room has a stone fireplace and French doors that lead outside onto the covered deck. Flanking this room are two ensuite bedrooms. The wide hallway leads to a kitchenette with unique views to the creek and extensive stonework outside, and two more ensuite bedrooms. At the end of the hallway is a media or recreation room, and an additional full bath with a clawfoot tub. From this recreation room there is access to the outside deck, the back staircase, and to the “pool room” and outside lap pool. This Endless Pool is exceptional in size and features, but will need at least a new liner and some decking work. Taking advantage of the southern and western exposure, the roof has an extensive solar panel array for alternative energy.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Charles D Owen MiddleGrades 6-84.3 mi
8/10
Charles D Owen HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Fiber Cement,Stone Veneer,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Down Draft,Electric Cooktop,Electric Water Heater,Ice Maker,Microwave,Refrigerator with Ice Maker,Wall Oven,Washer/Dryer
  • Laundry features: Inside,Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry,Other

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Lower

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Lower

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Lower

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Features: Cathedral Ceiling(s),Open Floorplan
  • Level: Main

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Pantry,Wet Bar
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows,Skylight(s),Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Great Room

  • Features: Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum
  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 5,058
  • Total interior livable area: 5,058 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Central Vacuum,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Built-in Features,Computer Niche
  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Primary Bedroom

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,En Suite Bathroom,Wet Bar
  • Level: Main

Recreation Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Entry Slope less than 1 foot,Accessible Hallway(s),Zero-Grade Entry

Details

  • Parcel number: 071064812500000
  • Zoning: R-1
  • Special condition: Estate
  • Exclusions: Osprey on chimney,wall hangings,one Hydrangea

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Lap,Outdoor Pool
  • Patio & porch: Covered,Deck,Rear Porch
  • Exterior features: Other - See Remarks
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.75 Acres
  • Features: Wooded,Views,Waterfall - Artificial

Parking

  • Total spaces: 12
  • Parking features: Circular Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$612$7,344
Property Taxes $1,981$23,772
Electricity $471$5,653
Total$14,188$170,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$486,445/yr
40% on housing$425,640/yr
45% on housing$378,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$269
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$2,200,000

For Sale by Agent

AgentMatt Ashley
BrokerageMatt Ashley Real Estate LLC

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