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107 Monterey Dr, Medford, OR, 97504

4beds
3baths
5,056sqft
$1,169,000
$231price/sqft
$8,113/moest. monthly cost
$324,520/yrincome needed

About This Home

Welcome to Luxury Living at its Finest with Incredible Views of Roxy Ann & the Valley. In a Great Location & Neighborhood, this Tuscan Inspired Home has a Stucco Exterior, Columns, Arched Openings & Natural Materials. This Lovely Home Has Room for Everyone w/4 Bedrooms Plus an Office, 3 Gas Fireplaces, 3 Car Garage & a Huge Game/Theater Room w/Wet Bar, Ring Security, Surround Sound & Intercom. Open & Spacious Floorplan, Lots of Natural Light, Main Level Living; Fabulous Kitchen w/Granite, Large Island, Double Ovens, Warming Drawer, Gas Cooktop, Wine Fridge, Walk in Pantry & an Abundance of Storage. Generous Primary Suite w/FP & Covered Balcony Access to Jetted Tub. Lavish Ensuite w/Dual Vanities, Oversized Shower, Jetted Tub, Heated Floors, Two Walk in Closets (one is 450 sf). Huge Laundry w/Sink & Extensive Cabinetry. Beautiful Gunite Heated Pool, Fountain, Sports Court, Large Covered Balcony & Patio, Dog Kennel & RV pad w/Hook-Ups. Amenities are Endless, Your Oasis Awaits.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

9/10
Hoover Elementary SchoolGrades K-62.4 mi
6/10
South Medford High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Trash Compactor,Water Heater,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Central Vacuum,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Wired for Sound
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Stone,Tile
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,056
  • Total interior livable area: 5,056 sqft

Property

Details

  • Parcel number: 10979890
  • Zoning description: SFR-4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Deck
  • Exterior features: RV Hookup
  • Spa features: Bath,Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: City,Mountain(s),Territorial

Lot

  • Lot size: 0.33 Acres
  • Features: Drip System,Landscaped,Water Feature

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,911$70,932
Home Insurance *$284$3,408
Property Taxes $1,460$17,520
Electricity $458$5,506
Total$8,113$97,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,160/yr
40% on housing$243,390/yr
45% on housing$216,346/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 97504$256
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97504$270
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,169,000
2026-04-16Price change$1,189,000
2026-03-21Price change$1,239,500
2026-01-23Price change$1,249,500
2025-10-17Price change$1,250,000
2025-09-18Price change$1,274,000
2025-09-04Price change$1,274,500
2025-06-23Price change$1,275,000
2025-05-30Price change$1,319,000
2025-05-06Price change$1,349,000
2025-04-15Listed for sale$1,375,000
2021-12-22Sold$1,135,000
2021-11-18Pending sale$1,159,000
2021-09-22Listed for sale$1,159,000
2021-09-07Pending sale$1,159,000
2021-07-14Listed for sale$1,159,000
2021-07-14Pending sale$1,159,000
2021-07-08Listed for sale$1,159,000
2019-04-05Sold$875,000
2019-02-14Listed for sale$885,000
2016-10-13Sold$806,500
2016-06-11Price change$824,900
2016-04-08Price change$859,000
2015-12-01Price change$893,500
2015-07-28Listed for sale$898,500

For Sale by Agent

AgentKirsten Damgaard
BrokerageJohn L. Scott Medford

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