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417 Tarboro St, Rocky Mount, NC, 27801

4beds
2baths
2,156sqft
$135,000
$63price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

Welcome to your forever home! Located in the Rocky Mount business zone and Downtown Historic District two blocks from Edgecombe Community college, downtown and the newly built Event Center. This two-story beautifully maintained 4-bedroom, 2 bathroom residence offers 2,156 square feet of bright, open living space. This home is great for raising a family, opening an Air B-n-B or a maintaining a business. The main floor features an inviting foyer with a staircase leading upstairs. A spacious living room with hardwood floors with the den right off the dining room, perfect for entertaining or relaxing with the renovated primary bedroom. A full bathroom is located right off the den. A fully updated kitchen boasts quartz countertops and ample cabinet space. Upstairs features three additional bedrooms that provide plenty of space for family, guests, or a home office. Upstairs includes a full bathroom with a walk-in shower. Enjoy the outdoors with a private, large front porch, fenced-in backyard and a side entry into the den —with a spacious covered detached carport ideal for summer barbecues or quiet evenings outside. This property also includes a huge private lot, great for parking or space for children to play for safety. Located just around the corner from the Fire Department, Post Office and a minutes from schools, parks, shopping, and commuter routes, this home blends comfort, style, and convenience. Don't miss your chance to make this stunning property your own — schedule a showing today! Great Fixer Upper, AS IS - No conventional/FHA/VA loans. Comes with adjacent bonus property 413 Tarboro Street which is great for parking

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
G W Bulluck ElementaryGrades PK-52.7 mi
4/10
West Edgecombe MiddleGrades 6-81.2 mi
2/10
Southwest Edgecombe HighGrades 9-127.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Footing
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,156 sqft

Property

Details

  • Parcel number: 375978887400

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hurricane
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Edgecombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$139$1,668
Property Taxes $97$1,164
Electricity $200$2,409
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 27801$79
Edgecombe County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 27801$111
Edgecombe County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$135,000
2026-04-15Listing removed$140,000
2026-04-15Listed for sale$140,000
2026-02-18Contingent$140,000
2025-12-05Price change$140,000
2025-09-15Price change$159,995
2025-08-26Price change$169,995
2025-06-24Listed for sale$174,995

For Sale by Owner

AgentProperty Owner

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