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900 Shepard Dr, Rocky Mount, NC, 27801

3beds
2baths
1,418sqft
$175,000
$123price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Well-maintained and nicely updated home in Rocky Mount featuring fresh interior improvements and a functional layout. Enjoy the added flexibility of a bonus room ideal for a home office, playroom, or flex space. Convenient location near everyday amenities and major roadways.

Getting Around

11
WalkingCar-Dependent
16
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
G W Bulluck ElementaryGrades PK-55.9 mi
5/10
West Edgecombe MiddleGrades 6-84.2 mi
2/10
Southwest Edgecombe HighGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Brick,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,418

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,418
  • Total interior livable area: 1,418 sqft

Property

Details

  • Parcel number: 386014412600
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters in Edgecombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$180$2,160
Property Taxes $127$1,524
Electricity $200$2,405
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 27801$78
Edgecombe County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 27801$111
Edgecombe County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$185,000
2026-03-18Price change$195,000
2026-03-10Price change$199,999
2026-02-26Listed for sale$200,000
2025-10-09Sold$108,000
2025-09-27Pending sale$135,000
2025-09-17Listed for sale$135,000
2025-09-09Contingent$135,000
2025-08-29Pending sale$135,000
2025-08-27Listed for sale$135,000
2025-08-15Pending sale$135,000
2025-07-29Price change$135,000
2025-07-23Listed for sale$140,000
2007-09-28Sold$7,000

For Sale by Agent

AgentZulay Gonzalez
BrokerageZULAY REALTY LLC

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