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87 Flat Rock St, Wadesboro, NC, 28170

2beds
1baths
1,116sqft
$69,900
$63price/sqft
$711/moest. monthly cost
$28,440/yrincome needed

About This Home

Attention investors! There aren't many homes this affordable available in today's real estate market, so don't overlook this one. This two bedroom/one bath home would make a great addition to a rental portfolio. It was previously rented for $750/month and could easily be tenant ready. This could also be a perfect home for someone looking for home ownership at a lower price point. The bedrooms are spacious, the kitchen is open and large enough for a dining area, and there is a living room and bonus room that could be used for office, playroom, etc. The bonus room could potentially be used as a bedroom--it just doesn't have a closet. Take a look today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Wadesboro Primary SchoolGrades K-30.5 mi
1/10
Anson Middle SchoolGrades 6-83.4 mi
3/10
Anson High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 64830648359500
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.63 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Ice Storm
Lightning
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$51$612
Property Taxes $107$1,284
Electricity $200$2,405
Total$711$8,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,377/yr
40% on housing$21,330/yr
45% on housing$18,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 28170$90
Anson County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 28170$142
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$79,900
2022-06-23Sold$22,500
2020-12-11Sold$13,000

For Sale by Agent

AgentCaty Edwards
BrokeragePlank Road Realty

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