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206 Rose Ter, Wadesboro, NC, 28170

5beds
5baths
4,100sqft
$375,000
$91price/sqft
$2,754/moest. monthly cost
$110,160/yrincome needed

About This Home

RARE OPPORTUNITY TO OWN A BEAUTIFULLY PRESERVED COLONIAL HOME ON A SPACIOUS 1+ ACRE CORNER LOT IN WADESBORO, NC. Known as the Rose Home, this historic residence offers over 4,000 square feet with 4 bedrooms and 4.5 baths. The home showcases exceptional craftsmanship, including original hardwood floors, high ceilings, spacious rooms, a grand staircase, and stunning woodwork. Recent updates include a newer roof, updated wiring, and a main-level HVAC system, blending modern comfort with timeless character. The updated kitchen includes all appliances. Enjoy flexible living with primary bedroom and bath options on both the main and upper floors. The beautifully landscaped yard features a garden area bordered by limestone, perfect for relaxing or entertaining. Perfect for buyers who appreciate historic charm and are seeking a home they can thoughtfully update over time, this unique property is truly one of a kind.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
1/10
Anson Middle SchoolGrades 6-81.7 mi
3/10
Anson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen Island,Other - See Remarks
  • Fireplace features: Den,Primary Bedroom
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,100

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 64741554504000
  • Zoning: R10
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Wrap Around
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 1.08 Acres
  • Features: Corner Lot,Private,Other - See Remarks

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Ice Storm
Lightning
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$277$3,324
Property Taxes $200$2,400
Electricity $381$4,582
Total$2,754$33,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,422/yr
40% on housing$82,620/yr
45% on housing$73,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 28170$87
Anson County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 28170$142
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-17Price change$375,000
2025-11-05Price change$410,000
2025-08-18Price change$425,000
2025-05-19Listed for sale$450,000
2004-07-27Sold$275,000

For Sale by Agent

AgentDru Anderson
BrokerageAnderson Real Estate

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