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3316 State Highway 109 N, Wadesboro, NC, 28170

5beds
3baths
0sqft
$131,500
--price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Investor and renovation opportunity on approximately 7.47 acres in Wadesboro. County records reflect two dwelling records, including a 2002-built dwelling with approximately 1,944 square feet, 5 bedrooms, and 3 baths, plus an additional older dwelling/structure of approximately 1,418 square feet. The property also includes utility/outbuilding improvements and a manufactured home site per county records. This property needs substantial renovation and is being sold strictly as-is. The main structure shows significant interior damage and will require major repairs. Strong upside for a buyer looking for acreage, multiple existing improvements, storage, homestead potential, rental potential, or a full renovation project. Seller makes no representation as to condition, utilities, habitability, permits, or future use. Buyer to verify all square footage, bedroom/bath count, structure status, utilities, zoning, and intended use with Anson County. Cash or renovation financing likely required.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
2/10
Anson Middle SchoolGrades 7-82.9 mi
3/10
Anson High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Bathroom

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 5

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 64850493010800
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7.64 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters in Anson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $664$7,968
Home Insurance *$97$1,164
Property Taxes $92$1,104
Electricity $200$2,405
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28170$89
Anson County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 28170$142
Anson County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$131,500
2026-07-31Price change$131,500
2026-07-21Price change$169,900
2026-06-30Listed for sale$188,900

For Sale by Agent

AgentAndrea Ochoa
BrokerageCollective Realty LLC

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