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81 Dolphin Point Ln, Hilton Head Island, SC, 29926

3beds
4baths
3,046sqft
$1,150,000
$378price/sqft
$7,201/moest. monthly cost
$288,040/yrincome needed

About This Home

Experience unparalleled Lowcountry living on 1.27 private acres with a saltwater pool, tiered decks, outdoor kitchen, and breathtaking tidal pond views. This 3+BR, 2 full and 2 half bath Cat Island retreat is designed for effortless entertaining and everyday luxury, featuring two spacious great rooms, a wet bar, dedicated media room, and a formal dining room. The light-filled granite kitchen flows to an informal dining area and screened sunroom. The first-floor primary suite offers a private screened porch overlooking the tidal pond, creating a serene retreat. Rare privacy, resort-style outdoor living, and prime golf course location make this a must-see coastal escape. Inside, the home is designed for comfort and effortless entertaining. Two spacious great rooms--one with soaring ceilings, built-ins, and a brick fireplace, the other with a wet bar--anchor the living spaces, complemented by a dedicated media room, formal dining room, and a light-filled granite kitchen that flows into an informal dining area and screened sunroom. Handsome wood floors complete the interior, providing warmth and timeless elegance. The first-floor primary suite offers a private screened porch overlooking the tidal pond, creating a peaceful retreat. Located just minutes from The Sanctuary Golf Club, Cat Island amenities, and nearby shopping, this beautifully maintained 3+BR, 2 full and 2 half bath home combines privacy, resort-style outdoor living, and a prime golf course location, making it a must-see Lowcountry escape. All ceiling will have the popcorn removed and painted flat. Sellers are offering 10k in renovation cost at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
3/10
6/10
Beaufort High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1996

Materials

  • Foundation: Crawl
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Window features: Thermo-Panes
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room,Fireplace Screen
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,046
  • Total interior livable area: 3,046 sqft

Property

Details

  • Parcel number: R20002100a00760000
  • Zoning description: PUD
  • Other equipment: Irrigation System

Features

  • Pool features: Community
  • Patio & porch: Covered Patio,Deck,Patio,Screened Porch
  • Exterior features: Rain Gutters,Outdoor Grill
  • Has view: Yes
  • View description: Marsh/Water/View
  • Has water view: Yes
  • Water view: Marsh/Water/View

Lot

  • Lot size: 1.21 Acres

Parking

  • Parking features: Private,Driveway,Attached,Garage Faces Front,Garage,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Earthquake
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$615$7,380
Property Taxes $479$5,748
Electricity $292$3,514
Total$7,201$86,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,891/yr
40% on housing$216,030/yr
45% on housing$192,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 29926$360
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29926$356
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$1,150,000
2016-05-31Sold$509,000
2016-02-16Price change$525,000
2015-09-17Price change$559,000
2015-07-18Listed for sale$575,000

For Sale by Agent

AgentMartha Jo Jodi Joye, Charles Street Realty, LLC
BrokerageCharles Street Realty, LLC

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