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45 Queens Folly Rd APT 624, Hilton Head Island, SC, 29928

2beds
2baths
1,043sqft
$625,000
$599price/sqft
$3,916/moest. monthly cost
$156,640/yrincome needed

About This Home

Beautifully renovated 2BR/2BA Queens Grant villa in Palmetto Dunes offering luxury, location, and strong rental potential. Sold turnkey, fully furnished, and rental ready. Proven exceptional rental performance with consistently strong demand. Updated kitchen with custom cabinetry, quality countertops, and appliances, plus remodeled baths and stylish finishes. Vaulted ceilings and a light-filled living area open to a private courtyard for outdoor dining and entertaining. Short walk or bike ride to the beach, golf, tennis, dining, and General Store.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Flat
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Main Level Primary,Multiple Closets,Vaulted Ceiling(s),Window Treatments
  • Window features: Other,Window Treatments
  • Flooring: Luxury Vinyl,Luxury VinylPlank,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,043 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: R52001200003410070
  • Special condition: None

Features

  • Pool features: Free Form,Other,Community
  • Patio & porch: Patio
  • Exterior features: Patio
  • Has view: Yes
  • View description: Landscaped
  • Water view: Landscaped

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$292$3,504
Property Taxes $260$3,120
Electricity $204$2,449
Total$3,916$46,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,262/yr
40% on housing$117,480/yr
45% on housing$104,426/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$599This listing

vs Other Active Listings

Avg $/sqft

ZIP 29928$512
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29928$597
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$625,000
2020-10-19Sold$331,000
2020-09-20Pending sale$324,500
2020-08-27Listed for sale$324,500
2019-09-23Sold$240,000
2019-07-17Pending sale$250,000
2019-05-29Price change$250,000
2019-03-11Listed for sale$260,000
2007-09-20Sold$295,000

For Sale by Agent

AgentAmber Morgan
BrokerageKeller Williams Realty

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