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8 Phillip Dr, Hilton Head Island, SC, 29926

3beds
3baths
1,827sqft
$959,000
$525price/sqft
$5,965/moest. monthly cost
$238,600/yrincome needed

About This Home

Located in the heart of Habersham, just steps from the market, seven restaurants, and charming boutique shopping, this beautifully appointed home captures the essence of Lowcountry living. Live oaks draped in Spanish moss sway gently in the breeze, setting the tone for this inviting retreat. The home offers 3 bedrooms and 2.5 baths with a thoughtfully designed open-concept layout. A welcoming foyer leads into the living, dining, and kitchen area—perfect for both everyday living and entertaining. The redesigned kitchen is a true showstopper, featuring a striking brick accent wall and an island with shiplap. The living room centers around a cozy fireplace and opens through double doors to a screened porch, seamlessly blending indoor and outdoor living. The home is exceptionally well ... organized with generous pantry space and a separate utility room. The primary suite is conveniently located on the first floor, filled with natural light from large windows and offering a walk-in closet and a spa-like bath with dual sinks and a custom walk-in shower. Upstairs, you'll find two additional bedrooms, a shared bath, and an open office or flex space, along with two separate entrances to walk-in attic storage deal for keeping everything neatly tucked away. Outdoor living shines with a rear-entry drop zone, a rear porch, and a patio perfect for al fresco dining. The charming courtyard includes a carport, golf cart carport with charging station, a delightful she-shed, and additional parking. Habersham is the embodiment of Lowcountry charm and this home captures it beautifully. Schedule your private showing today.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Battery Creek High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2014

Materials

  • Foundation: Crawl
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless,Dishwasher,Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned,Heat Pump

Interior Area

  • Total structure area: 1,827
  • Total interior livable area: 1,827 sqft

Property

Details

  • Parcel number: R10002700002820000
  • Zoning description: Residential

Features

  • Pool features: Community
  • Patio & porch: Patio
  • Waterfront features: None

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Driveway,Carport,Alley Access,Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Wildfire

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$513$6,156
Property Taxes $399$4,788
Electricity $204$2,449
Total$5,965$71,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,514/yr
40% on housing$178,950/yr
45% on housing$159,066/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 29926$358
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29926$356
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$959,000
2026-01-31Listed for sale$989,000
2023-09-03Sold$829,000
2021-11-12Sold$625,000
2021-09-30Contingent$625,000
2021-09-27Listed for sale$625,000
2020-01-30Sold$515,000
2019-12-12Pending sale$525,000
2019-09-24Listed for sale$525,000
2014-01-16Sold$47,000
2012-11-08Price change$47,000
2010-09-30Price change$115,000
2010-08-09Price change$669,000
2009-08-20Listed for sale$115,000
2005-02-14Sold$59,900

For Sale by Agent

AgentKim Hardin
BrokerageThe HomesFinder Realty Group

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