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41 Ocean Ln APT 6104, Hilton Head Island, SC, 29928

1beds
2baths
985sqft
$989,999
$1,005price/sqft
$6,084/moest. monthly cost
$243,360/yrincome needed

About This Home

Stunning Oceanfront Vіllа ‐ Strong Rentаls еven with owner usage! Fullу Remοdeled Coastal Retreat. Experience elevated coastal living in this beautifully remodeled 1-bedroom, 2-bath oceanfront villa, where modern upgrades meet effortless beachside elegance. Designed with a coastal chic aesthetic, this residence features an open-concept floor plan that maximizes natural light and captures breathtaking water views. Step out onto the spacious, sun-drenched balcony-perfect for morning coffee or evening relaxation with the sound of the waves as your backdrop. Fully renovated, seamlessly blending indoor and outdoor living. The gourmet kitchen and living areas flow effortlessly, creating a bright and inviting atmosphere ideal for entertaining or unwinding. The primary suite offers a private en suite bathroom complete with double granite-topped vanities and a walk-in tile shower-delivering both luxury and functionality. Located within the premier Palmetto Dunes/Leamington Villa community, Hampton Place residents and guest's enjoy access to top-tier amenities including a large pool, hot tub, fitness center, barbecue area, and exclusive private beach access. Whether you're seeking a personal getaway or a high-performing investment property, this oceanfront villa checks every box.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Masonry,Stucco,Steel

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Smooth Ceilings,Window Treatments,Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Luxury Vinyl,Luxury VinylPlank

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 985 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: R52001600003456104
  • Special condition: None

Features

  • Pool features: Free Form,Other,Community
  • Patio & porch: Balcony,Patio
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Ocean,Pool
  • Has water view: Yes
  • Water view: Ocean,Pool
  • On waterfront: Yes

Lot

  • Features: Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$463$5,556
Property Taxes $412$4,944
Electricity $204$2,449
Total$6,084$73,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,594/yr
40% on housing$182,520/yr
45% on housing$162,240/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,005This listing

vs Other Active Listings

Avg $/sqft

ZIP 29928$510
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29928$597
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$999,999
2021-01-19Sold$505,000
2020-12-05Pending sale$525,000
2020-11-11Price change$525,000
2020-07-02Listed for sale$535,000
2016-02-11Sold$455,000
2015-11-20Pending sale$479,000
2015-11-10Price change$479,000
2015-06-03Listed for sale$535,900
2014-09-16Listing removed$495,000
2014-04-18Listed for sale$495,000
2012-09-17Sold$422,500
2005-07-21Sold$800,000
2003-05-06Sold$437,000

For Sale by Agent

AgentDavid & Lisa Fleming
BrokerageLighthouse Realty

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