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318 Cockle Lane, Beaufort, SC, 29906

3beds
3baths
1,716sqft
$444,900
$259price/sqft
$2,932/moest. monthly cost
$117,280/yrincome needed

About This Home

The perfect cottage in Old Shell Point! Full of Lowcountry charm, this beautifully maintained home features fresh exterior paint and a welcoming front porch that's perfect for relaxing or entertaining. Inside, the open-concept living, dining, and kitchen areas offer an inviting layout with hardwood floors, granite countertops, and abundant natural light. The spacious first-floor primary suite includes a large walk-in closet and a well-appointed en-suite bath with dual vanities and a. Just off the covered back porch, you'll find a generous mudroom and pantry that provide convenient access to the oversized one-car garage. Upstairs, two spacious guest bedrooms share a full bath with double vanities, while the large loft offers flexible space for a home office, media room, or play area. Ideally located in the desirable Old Shell Point community, this home is just minutes from Port Royal, downtown Beaufort, military installations, and offers easy access to Highway 278 for commuters traveling to Bluffton, Hilton Head, or Savannah. Move-in ready and turnkey, this charming cottage is ready to welcome you home!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
9/10
Riverview Charter SchoolGrades K-80.7 mi
4/10
Battery Creek High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Crawl
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Wood,Tile

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: R11203300000300000
  • Zoning description: Residential
  • Other equipment: Irrigation System

Features

  • Levels: Two
  • Patio & porch: Patio
  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Driveway,Alley Access,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$294$3,528
Property Taxes $185$2,220
Electricity $204$2,449
Total$2,932$35,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,525/yr
40% on housing$87,960/yr
45% on housing$78,186/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 29906$234
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29906$218
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$444,900
2023-06-12Sold$385,000
2023-04-24Pending sale$375,000
2020-07-30Sold$263,000
2020-06-25Pending sale$260,000
2020-06-22Listed for sale$260,000
2010-01-20Sold$230,000

For Sale by Agent

AgentLorena D Stroud
BrokerageCoastal Real Estate Solutions

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