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233 River Gate Lane, Wilmington, NC, 28412

3beds
3baths
1,716sqft
$600,000
$350price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Welcome to the Southern Tip of Heaven! Wake up to breathtaking water views and end your day with indescribable sunsets from this beautifully maintained coastal retreat tucked at the very end of the street in one of the area's most desirable waterfront communities. Perfectly positioned directly across from the community pool, this home offers the ideal blend of privacy, convenience, and luxury living. Designed to maximize the stunning natural surroundings, the bright and airy open-concept floor plan features expansive windows, beautiful hardwood floors, and incredible marsh and water views from the main living areas. The spacious living room flows seamlessly into the kitchen and dining area, creating an inviting space for entertaining or simply relaxing while soaking in the scenery. The kitchen offers granite countertops, abundant cabinetry, stainless steel appliances, beverage refrigeration, and a large peninsula with seating. A wall of bay windows in the dining area frames the picturesque waterfront backdrop while filling the home with natural light. The first-floor windows have been professionally tinted to help protect the interior from UV light while still allowing the views to overwhelm the senses. Step outside onto the enlarged Trex deck to enjoy comforting coastal breezes, panoramic marsh views providing a haven of biodiversity followed by some of the most spectacular sunsets to be found anywhere. Upstairs, the spacious primary suite is a true retreat, boasting incredible water views from both the bedroom and the spa-like bath. The Jacuzzi tub provides the perfect place to unwind while enjoying the peacefulness and beauty. The suite offers abundant closet space and additional storage. The generously sized secondary bedrooms feature views of the community pool and northern exposure of the Cape Fear River, while a full bath comfortably accommodates family and guests. Additional features include a one-car garage with an epoxied floor and built-in cabinetry for exceptional storage. Your comfort is enhanced by a brand-new HVAC system providing peace of mind for years to come. Whether you're looking for a primary residence, second home, or coastal getaway, this impeccably maintained property delivers an exceptional waterfront lifestyle in a truly remarkable setting.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

10/10
7/10
Charles P Murray MiddleGrades 6-81.6 mi
5/10
Eugene Ashley HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Mini Refrigerator,Built-In Microwave,Water Softener,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: In Hall

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood
  • Attic: Partially Floored,Scuttle
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: R07800005038000
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: DP50 Windows,End Unit
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: None
  • Frontage type: River
  • Living area range: 1600 - 1799

Lot

  • Lot size: 1,306 sqft
  • Features: Dead End
  • Lot size dimensions: 24 x 58 x 24 x 58

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,Garage7,Storage4
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$132$1,584
Property Taxes $191$2,292
Electricity $200$2,405
Total$3,556$42,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 28412$213
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28412$245
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2005-04-08Sold$319,000

Coming Soon

AgentWendy G Thompson
BrokerageREAL Broker LLC

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