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2913 Las Flores Cir, Los Banos, CA, 93635

3beds
2baths
1,370sqft
$299,999
$219price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering 1,370 sq. ft. of comfortable living space. Located in a desirable gated community with access to a clubhouse and community swimming pool. Inviting open-concept layout featuring water-proof flooring, fresh paint throughout, cozy electric insert fireplace, and a charming breakfast nook. The kitchen boasts granite countertops, while the bathrooms include a double sink vanity with granite counters and a bathtub with shower stall for convenience. Additional features include: Spacious 2-car attached garage and forced central heating and air conditioning for year-round comfort. This home offers both style and practicality, set in a secure community with great amenities. Buyer must be 55+ years of age to purchase this home. Perfect for comfortable living and easy entertaining!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Pacheco High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Built In Oven/Range,Electric Oven/Range,Gas Oven/Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastNook, DiningFamilyCombo

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Insert

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite, Hookups_Gas

Property

Details

  • Parcel number: 084271020000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,In Ground

Lot

  • Lot size: 3,750 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$76$912
Property Taxes $294$3,528
Electricity $398$4,786
Total$2,284$27,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$253
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$329,999
2025-11-07Price change$335,000
2025-10-17Price change$350,000
2025-09-29Price change$365,000
2025-09-28Listed for sale$375,000
2021-09-02Sold$315,000
2005-05-24Sold$241,000

For Sale by Agent

AgentMark Harris
BrokerageSunrise Realty

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