1416 San Rafael St, Los Banos, CA, 93635
About This Home
Welcome to 1416 San Rafael Street in Los Banos! This spacious 6-bedroom, 4-bathroom two-story home offers approximately 2,096 sq ft of well-designed living space built in 2006. Situated on approximately a 7,237 sq ft lot with a fenced backyard and no HOA, this property offers space, comfort, and versatility in an established Los Banos neighborhood near schools and commuter routes. Featuring two ensuite bedrooms one on the main level and one upstairs this home is ideal for multi-generational living, guests, or added flexibility. The open-concept kitchen includes an island with sink, gas range, stainless steel appliances, and flows seamlessly into the family room, creating a great space for everyday living and entertaining. High ceilings and abundant natural light enhance the home's inviting feel. Additional highlights include two gas fireplaces, central heating and air, upper-level laundry, a walk-in closet in the primary suite, and a 2-car attached garage. Don't miss this opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete,Slab
- Roof: Tile
- Construction materials: Ceiling Insulation,Stucco,Frame,Wall Insulation,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Other,Free-Standing Gas Oven
- Laundry features: Upper Level,Hookups Only,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Dining Room
- Features: Space in Kitchen,Formal Area
Features
- Flooring: Carpet,Laminate,Linoleum,Vinyl,Wood
- Number of fireplaces: 2
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,096 sqft
Kitchen
- Features: Kitchen Island,Island w/Sink,Kitchen/Family Combo,Tile Counters,Natural Woodwork
Property
Details
- Parcel number: 424142020000
- Zoning description: R-1
- Special condition: Standard
Features
- Fencing: Wood,Fenced
Lot
- Lot size: 7,235 sqft
- Features: Auto Sprinkler F&R,Other
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,649 | $31,788 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $561 | $6,732 |
| Electricity | $449 | $5,393 |
| Total | $3,793 | $45,516 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Price change | $504,999 |
| 2026-03-13 | Price change | $489,999 |
| 2026-02-26 | Listed for sale | $494,999 |
| 2024-02-02 | Sold | $475,000 |
| 2024-01-08 | Pending sale | $475,000 |
| 2023-11-30 | Listed for sale | $475,000 |
| 2019-06-07 | Sold | $387,000 |
| 2019-04-24 | Pending sale | $379,999 |
| 2019-04-19 | Listed for sale | $379,999 |
| 2018-03-13 | Listing removed | $350,000 |
| 2018-03-09 | Price change | $350,000 |
| 2018-01-19 | Price change | $369,900 |
| 2018-01-03 | Price change | $380,000 |
| 2017-12-03 | Price change | $394,000 |
| 2017-10-25 | Listed for sale | $399,000 |
| 2008-02-11 | Sold | $294,000 |
| 2007-09-21 | Sold | $415,789 |
| 2006-01-17 | Sold | $479,000 |
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