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1295 Wildcat Dr, Merced, CA, 95348

4beds
3baths
2,372sqft
$465,000
$196price/sqft
$3,540/moest. monthly cost
$141,600/yrincome needed

About This Home

Welcome to 1295 Wildcat Dr in North Merced! This well appointed home located in one of North Merced’s desirable and growing neighborhoods. Conveniently situated minutes from UC Merced, this property offers easy access to shopping, restaurants, walking trails, parks, and nearby dog parks, along with quick connections to Yosemite Ave and Highway 99 for commuters. Corner Lot and brand new HVAC system installed! Inside, the home features a spacious and functional layout, comfortable living areas, and a backyard with plenty of room to relax or entertain. Whether you’re looking for a primary residence or an investment opportunity in North Merced, this home offers comfort, convenience, and excellent long-term potential.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
5/10
El Capitan HighGrades 9-122.5 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,All Bedrooms Up,Primary Suite
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,372 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 206104001000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front of house
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 6,395 sqft
  • Features: Corner Lot,Front Yard,Landscaped,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$121$1,452
Property Taxes $560$6,720
Electricity $508$6,103
Total$3,540$42,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,371/yr
40% on housing$106,200/yr
45% on housing$94,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$215
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$465,000
2026-07-01Price change$470,000
2026-06-19Listed for sale$475,000
2026-06-05Listing removed$475,000
2026-06-04Listed for sale$475,000
2013-07-16Sold$255,000
2009-03-17Sold$160,500
2009-02-09Listed for sale$175,000
2008-11-04Sold$389,721
2006-01-26Sold$474,500

For Sale by Agent

AgentMitchell Makinson
BrokerageThe Team Realty

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