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616 Vessona Cir, Folsom, CA, 95630

2beds
2baths
1,728sqft
$465,900
$270price/sqft
$3,284/moest. monthly cost
$131,360/yrincome needed

About This Home

Tucked away in the secure, gated Vessona Community, this beautifully multi-level condo offers the perfect blend of comfort and accessibility. Enjoy a rare level of quiet and privacy with no one living above you. Inside a stunning contemporary flooring flows through an effortless, open layout. The second level features a bright, open-concept main living space complete with laminate wood flooring, a cozy fireplace, and a kitchen boasting granite countertops. This floor also houses two bedrooms, two full bathrooms, and a convenient laundry room. Outdoor living is a breeze with two private balconiesone opening off the living room and the other from the primary bedroom. Upstairs, a spacious loft offers a flexible layout perfect for a home office, guest suite, hobby room, or a potential third bedroom. The primary suite is a peaceful sanctuary featuring a generous walk-in closet! Everyday living is made simple with an attached 2-car garage and an in-unit laundry area. This property delivers an unparalleled lifestyle, offering premium amenities including a sparkling pool, clubhouse, and fitness center. With water, sewer, and trash utilities handled by the HOA. An ideal location minutes from Highway 50, parks, upscale dining, and medical facilities. A perfect place to call home!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
8/10
Sutter Middle SchoolGrades 6-82.5 mi
1/10
Folsom Lake High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Simulated Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,728 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 07226800050006
  • Attached to another structure: Yes
  • Zoning: R-4 Pd
  • Special condition: Standard

Features

  • Entry location: Other
  • Private pool: Yes
  • Pool features: In Ground,Community
  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,355$28,260
Home Insurance *$101$1,212
Property Taxes $430$5,160
Electricity $398$4,786
Total$3,284$39,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,594/yr
40% on housing$98,520/yr
45% on housing$87,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$465,900
2019-07-19Sold$419,000
2019-07-01Pending sale$425,000
2019-06-20Listed for sale$425,000
2019-06-07Listing removed$2,300
2019-06-05Price change$2,300
2019-05-07Listed for rent$2,500
2015-03-11Sold$307,000
2013-07-31Sold$283,000
2013-06-22Pending sale$277,500
2013-06-20Price change$277,500
2013-06-08Pending sale$270,000
2013-06-01Listed for sale$270,000
2011-05-24Sold$180,000
2011-02-05Listing removed$224,900
2010-12-24Listed for sale$224,900
2010-12-07Sold$438,472
2010-08-21Listing removed$224,900
2010-02-08Listed for sale$224,900
2006-05-05Sold$359,500

For Sale by Agent

AgentMatthew Roe
BrokerageColdwell Banker Realty

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