See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

127 Valley Oak Drive, Napa, CA, 94558

3beds
2baths
1,252sqft
$579,000
$462price/sqft
$4,067/moest. monthly cost
$162,680/yrincome needed

About This Home

Welcome to this great well maintain 3 bedroom 2 bath Condominium offering comfortable living, close to shopping, low-maintenance ready for your own personal touches.

Getting Around

66
WalkingSomewhat Walkable
25
TransitSome Transit
61
BikeBikeable

Schools

7/10
--
Napa Valley AdultGrades 0.9 mi
6/10
Napa High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer

Basement

  • Basement: None

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Property

Details

  • Parcel number: 004710023000
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 866.84 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$144$1,728
Property Taxes $598$7,176
Electricity $398$4,786
Total$4,067$48,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,440/yr
40% on housing$122,010/yr
45% on housing$108,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 94558$655
Napa County$793

vs Homes Sold Last Month

Median $/sqft

ZIP 94558$517
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$559,000
2026-07-10Price change$579,000
2026-06-04Listed for sale$599,000
2021-08-11Sold$535,000
2012-03-09Sold$233,000
2010-12-08Sold$238,000

For Sale by Agent

AgentAna B Flores
BrokerageGolden Gate Sotheby's

Similar Homes