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45371 5th St, Big Bear City, CA, 92314

3beds
1baths
960sqft
$315,000
$328price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

Welcome home to serene, elevated living with postcard-worthy views of Gold Mountain framing the horizon and dramatic big sky overhead. This immaculate 3-bedroom, 1-bath residence is spotless, freshly updated, and completely move-in ready--no projects needed, just unpack and start enjoying!The thoughtful layout offers comfortable living spaces bathed in natural light, while the attached two-car garage provides secure parking and extra storage. Outside, the fully fenced yard creates a safe, private oasis perfect for pets, play, gardening, or simply unwinding amid nature. The wide concrete driveway adds effortless curb appeal and convenience.Priced to welcome new owners, this home blends classic charm with practical features and those unbeatable Gold Mountain and big sky views that make every day feel like a getaway. Don't miss your chance to own this clean, turn-key treasure in a prime spot!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-86.1 mi
6/10
Big Bear High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 0314022790000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$139$1,668
Property Taxes $311$3,732
Electricity $398$4,786
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$224
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$325,000
2023-10-25Listing removed--
2023-08-21Price change$335,000
2023-07-24Price change$345,000
2023-07-17Price change$349,900
2023-07-10Price change$354,000
2023-07-02Listed for sale$359,000
2020-09-18Sold$195,000
2020-07-22Pending sale$199,000
2020-05-25Listed for sale$199,000
2017-12-19Sold$20,000
2015-09-01Sold$100,000
2014-06-21Listing removed$124,500
2014-04-22Listed for sale$124,500
2010-10-12Sold$59,000
2010-03-29Sold$242,520

For Sale by Agent

AgentDixie Wheeler
BrokerageBlue Skies R E & Resort Rental

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