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535 W D St APT L, Ontario, CA, 91762

4beds
3baths
1,803sqft
$579,000
$321price/sqft
$3,942/moest. monthly cost
$157,680/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 3-bathroom home, built in 2006, offering approximately 1,803 square feet of bright and inviting living space. Featuring soaring high ceilings, fresh modern updates, and a functional open floor plan, this move-in-ready home combines comfort, style, and everyday convenience. The spacious living room with dramatic vaulted ceilings creates an airy, welcoming atmosphere, while the thoughtfully designed layout includes a convenient first-floor bedroom and full bathroom—ideal for guests, extended family, or a home office. Step outside to enjoy a private backyard, perfect for relaxing, gardening, or entertaining. Nestled in a quiet and well-maintained community, this home is ideally located just minutes from Lexington Elementary School, Planet Fitness, Rio Rancho Towne Center, Target, shopping, dining, and major commuter routes, making daily life exceptionally convenient. The HOA provides outstanding value by covering water, trash, exterior maintenance, and exterior insurance, offering low-maintenance living and added peace of mind. Move-in ready with modern updates, a desirable floor plan, a private backyard, and an unbeatable location—this is a home you won't want to miss!

Getting Around

76
WalkingVery Walkable
36
TransitSome Transit
61
BikeBikeable

Schools

6/10
4/10
Vina Danks Middle SchoolGrades 7-80.7 mi
4/10
Chaffey High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Washer Hookup,Gas Dryer Hookup,In Garage

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,803 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1048581780000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$100$1,200
Property Taxes $517$6,204
Electricity $398$4,786
Total$3,942$47,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,154/yr
40% on housing$118,260/yr
45% on housing$105,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 91762$334
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91762$426
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$578,000
2026-04-07Sold$415,000
2009-08-13Sold$220,000
2008-11-19Sold$206,250
2006-07-31Sold$419,000

For Sale by Agent

AgentTING CHEN
BrokerageRE/MAX 2000 REALTY

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