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10432 Couser Way, Valley Center, CA, 92082

3beds
2baths
1,600sqft
$1,198,000
$749price/sqft
$8,022/moest. monthly cost
$320,880/yrincome needed

About This Home

VIEWS, VIEWS, VIEWS, Single Level! Nestled in the rolling hills on the western side of Valley Center, this beautifully updated single-level estate offers an incredible opportunity with a total of 6.55 acres spread across two separate parcels. The main homesite sits on 3.92 acres and is being sold together with an additional 2.63-acre parcel, creating endless possibilities for expansion, investment, agriculture, or multi-generational living. Enjoy breathtaking panoramic valley, mountain, and sunset views from this private gated property, perfectly positioned to capture the beauty. This home is remodeled 3-bedroom, 2-bath that features an open-concept floor plan with views out each window, custom finishes throughout, a cozy fireplace, and a modern kitchen. The property also includes an ADU/guest house, making it ideal for extended family, guests, or rental income. Additional improvements include a detached outbuilding with a workshop and the potential to convert it into another ADU, basketball court, pool house, studio, or hobby space. A two-car garage, two carport spaces, extensive RV parking, owned solar for reduced electricity costs, and abundant room for gardens, orchards, vineyards, or other agricultural uses make this property as functional as it is beautiful. Offering privacy, space, and incredible versatility, this one-of-a-kind estate is just a short 10-minute drive to Interstate 15, providing convenient access while maintaining the peaceful country lifestyle Valley Center is known for. Whether you're searching for a private retreat, family compound, income-producing property, or future development opportunity, the possibilities here are truly endless.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Bonsall HighGrades 9-124.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bathroom

  • Features: Remodeled

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Dry Bar,Pantry,All Bedrooms Down,Bedroom on Main Level
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 1283303300
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: main
  • Pool features: None
  • Patio & porch: Covered,Deck,See Remarks
  • Spa features: None
  • Has view: Yes
  • View description: Canyon,Hills,Meadow,Mountain(s),Orchard,Panoramic,Valley,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 6.55 Acres
  • Features: Agricultural,Back Yard,Horse Property

Parking

  • Total spaces: 2
  • Parking features: Controlled Entrance,Covered,Carport,Door-Multi,Driveway,Garage,Gated,Other,Private,Pull-through,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Drought
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,057$72,684
Home Insurance *$421$5,052
Property Taxes $1,146$13,752
Electricity $398$4,786
Total$8,022$96,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,040/yr
40% on housing$240,660/yr
45% on housing$213,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$749This listing

vs Other Active Listings

Avg $/sqft

ZIP 92082$397
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92082$390
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$1,175,000
2026-07-29Listed for sale$1,198,000
2026-07-27Contingent$1,198,000
2026-07-08Listed for sale$1,198,000
2021-11-22Sold$750,000
2021-11-03Pending sale$750,000
2021-10-28Contingent$750,000
2021-09-13Price change$750,000
2021-09-11Price change$899,000
2021-09-09Listed for sale$920,000
2010-05-28Sold$315,000
2010-03-06Listed for sale$319,900
2010-01-24Listing removed$327,500
2010-01-23Listed for sale$327,500
2010-01-13Sold$475,428
2007-01-10Sold$565,000
2006-11-15Sold$5,000
2002-04-17Sold$70,000

For Sale by Agent

AgentBilly Long
BrokerageBalboa Real Estate, Inc

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