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1525 Caminito Zaragosa, Chula Vista, CA, 91913

4beds
3baths
1,832sqft
$725,000
$396price/sqft
$5,123/moest. monthly cost
$204,920/yrincome needed

About This Home

Welcome to 1525 Caminito Zaragosa, a beautifully updated 4-bedroom, 3-bath home tucked into the heart of Otay Ranch. From the moment you step inside, it feels like home. The main level is open and sun-filled, with a natural flow that makes both quiet mornings and lively evenings feel effortless. The fully remodeled kitchen is the true center of it all, with contemporary cabinetry, sleek countertops, and upgraded appliances that make everyday cooking a pleasure and entertaining a joy. The updated bathrooms carry that same care, featuring modern tilework and stylish finishes that give the whole home a fresh, move-in-ready feel. Upstairs, four comfortable bedrooms offer room to settle in and spread out. The primary suite is a genuine retreat, with generous closet space and a calm, restful feel at the end of the day. Step outside to a private patio, the perfect spot for morning coffee or an easy weekend barbecue, with none of the upkeep of a larger property. It's the kind of low-maintenance lifestyle that gives your weekends back. At roughly 1,832 square feet and just a short walk to Veterans Elementary and Santa Venetia Park, the location is as welcoming as the home. Otay Ranch Town Center is only minutes away, with shopping, dining, and community events right at your doorstep. Beautifully updated, move-in ready, and waiting to welcome you home.

Getting Around

80
WalkingVery Walkable
37
TransitSome Transit
73
BikeVery Bikeable

Schools

8/10
7/10
9/10
Olympian High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Bathroom

  • Features: Dual Sinks

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bedroom on Main Level,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,832 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 6430522606
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Front Door
  • Pool features: Community,Association
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.14 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$128$1,536
Property Taxes $932$11,184
Electricity $398$4,786
Total$5,123$61,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,645/yr
40% on housing$153,690/yr
45% on housing$136,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$384
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$725,000
2026-02-10Listing removed$780,000
2025-12-23Listed for sale$780,000
2023-12-30Listing removed--
2021-12-29Sold$676,000
2021-12-08Pending sale$690,000
2021-12-03Listed for sale$650,000
2020-10-05Listing removed$3,000
2020-09-01Listed for rent$3,000
2019-05-31Sold$410,000
2009-04-10Sold$280,000

For Sale by Agent

AgentEdward Rivera
BrokerageeXp Realty of Southern Calif.

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