1545 Loch Ness Dr, Fallbrook, CA, 92028
About This Home
Tucked away at the end of a quiet street in Fallbrook's coveted Peppertree Park community, this exceptional residence offers a level of privacy unmatched by other homes in the neighborhood. With no neighbors behind or to the north, this property delivers a true sense of seclusion while keeping you only minutes from everything Fallbrook has to offer. Set on a premium half-acre+ lot, this well-maintained home features a highly desirable open-concept floor plan designed for effortless flow and gracious entertaining. The chef in the family will love the spacious gourmet kitchen, complete with a walk-in pantry and a breakfast bar that opens up to the warm and inviting family room. The sought-after layout features a downstairs bedroom with its own full ensuite bathroom and direct access to the backyard, making it the perfect guest retreat, multi-generational suite, or private home office. Upstairs, the oversized primary bedroom is a true sanctuary featuring a fireplace of its own, spectacular views, a walk-out balcony, a generously sized primary bath with a walk-in shower, a large soaking tub, and a spacious walk-in closet. Equipped for modern living, this home includes smart WiFi-enabled light switches, HVAC, irrigation, and an energy-efficient tankless water heater. The three-car garage provides abundant storage and workspace. Outside, you’ll enjoy exceptionally manicured and low-maintenance landscaping with mature trees, which is great as-is, yet offers plenty of room to make it your own — add a casita/ADU, grow your own fruits and vegetables, plant a family fruit orchard, dine outdoors under the stars, or simply soak in the tranquility from your private backyard retreat. All of this, yet minutes away from fantastic restaurants, boutique shopping, renowned golf courses, award-winning wineries, and a short drive to the Southern California coast. This is the first time this home has been available for sale since being built. Come and see this one-of-a-kind property for yourself before it’s too late!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Property
Lot
- Lot size: 0.54 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $311 | $3,732 |
| Property Taxes | $613 | $7,356 |
| Electricity | $774 | $9,294 |
| Total | $7,255 | $87,060 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
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