1104 Championship Rd, Oceanside, CA, 92057
About This Home
TWO DOWNSTAIRS BEDROOM SUITES + OVER 1/4 ACRE LOT! Ideally located near the top of Montemar in the highly sought-after Arrowood community, this impressive 6-bedroom, 5.5-bathroom home offers 4,739 sq. ft. of spacious living on an oversized lot. A rare floorplan features two downstairs bedroom suites, including one with a private exterior entrance—ideal for multigenerational living, guests, or a private home office. The expansive kitchen opens to the family room and features a large center island, granite countertops, high-end stainless steel appliances, double ovens, two sinks, abundant cabinetry, a walk-in pantry, and a convenient butler’s pantry leading to the formal dining room. Extensive built-ins, upgraded flooring, custom tile and granite work, and abundant windows add character throughout. Upstairs, the oversized primary suite features a spa-like bath with soaking tub, separate shower, built-in vanity, and large walk-in closet. A spacious loft provides flexible space for a media room, playroom, or second living area. Outside, the large backyard with flagstone patio offers exceptional space to create a pool, outdoor kitchen, or your own private retreat. A 3-car garage completes this exceptional Arrowood home.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Concrete
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Garage Door Opener
- Laundry features: Gas
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: FP in Family Room,FP in Living Room
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 4,739
- Total interior livable area: 4,739 sqft
Property
Details
- Parcel number: 1225513700
Features
- Levels: 2 Story
- Pool features: Community/Common
- Fencing: Full
- Has view: Yes
- View description: Mountains/Hills,Valley/Canyon
Parking
- Total spaces: 6
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $1,713 | $20,556 |
| Electricity | $1,016 | $12,194 |
| Total | $10,377 | $124,524 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $1,450,000 |
| 2026-07-23 | Listed for sale | $1,450,000 |
| 2026-04-13 | Listing removed | $5,800 |
| 2026-03-19 | Listed for rent | $5,800 |
| 2021-03-25 | Listing removed | -- |
| 2021-03-22 | Listed for rent | $4,300 |
| 2014-11-13 | Listing removed | $3,500 |
| 2014-10-14 | Listed for rent | $3,500 |
| 2013-03-13 | Sold | $510,000 |
| 2006-02-06 | Sold | $917,000 |
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