2646 Oak Shores Dr, Bradley, CA, 93426
About This Home
PRICE REDUCED! Located in the gated lake community of Oak Shores at Lake Nacimiento, this inviting 2 bedroom, 2 bath home also offers a bonus loft/office for added flexibility. Surrounded by mature oak trees, the home features a warm and welcoming interior with vaulted ceilings, skylights, wood shutters, and distressed oak floors that bring character and charm to the main living spaces. The spacious living area is filled with natural light and opens to a covered upper-level deck, creating a comfortable space to relax or entertain. The kitchen offers solid surface counters, a Bosch stove, and generous workspace, while the home also includes a stackable washer and dryer for convenience. The guest bedroom features a California king Murphy bed, and the primary suite is accented by a distinctive plank pecan barn door. A major highlight of the property is the owned solar system with two Tesla batteries, paired with an energy-efficient heat pump for year-round comfort and added efficiency. Additional features include a a whole house water filtration system, a stair chair lift, ceiling fans, carpet in select areas, and a deep, insulated, finished garage with a wine closet, and a tool shed for extra storage. Enjoy access to Oak Shores resort-style amenities, including pickleball courts, hiking trails, mini-golf, playground, campground, dog park, launch ramps, clubhouse, heated pool, and gated entry.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Turnkey
- Year built: 2005
Materials
- Foundation: Raised
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Water Purifier
- Laundry features: Gas Dryer Hookup
Bathroom
- Features: Jetted Tub,Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,Balcony,High Ceilings,Living Room Deck Attached,Solid Surface Counters,Main Level Primary
- Window features: Plantation Shutters
- Flooring: Carpet,Vinyl,Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 1,679 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Solid Surface Counters
Master Bedroom
- Features: Main Level Primary
Property
Accessibility
- Accessibility features: See Remarks
Details
- Parcel number: 012252023
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Upstairs
- Pool features: Association
- Patio & porch: Covered
- Has view: Yes
- View description: Mountain(s),Neighborhood
- Waterfront features: Lake Privileges
Lot
- Lot size: 6,500 sqft
- Features: 0-1 Unit/Acre,Sloped Up
Parking
- Total spaces: 2
- Parking features: Driveway,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Landslide
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $591 | $7,092 |
| Electricity | $398 | $4,786 |
| Total | $3,927 | $47,124 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $570,000 |
| 2026-03-27 | Listed for sale | $599,000 |
| 2003-01-03 | Sold | $75,500 |
| 2002-07-11 | Sold | $50,000 |
| 1998-11-05 | Sold | $17,500 |
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