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6205 San Gabriel Rd, Atascadero, CA, 93422

5beds
6baths
3,531sqft
$1,749,000
$495price/sqft
$11,598/moest. monthly cost
$463,920/yrincome needed

About This Home

Welcome to 6205 San Gabriel Rd.! Set in a premier Westside Atascadero location, this exceptional 1.09± acre dual-residence property blends comfort, flexibility & Central Coast living with a beautifully maintained single-level main residence built in 2005 plus a detached 2-bedroom, 2-bath ADU built in 2022, offering flexibility for multigenerational living, guests, or rental potential. The main home offers 2,334± sqft with 3 bedrooms, 2.5 bathrooms & a 3-car garage. A manicured front lawn & mature trees create a welcoming approach. Inside, the open floor plan connects the living room, breakfast nook, & kitchen, while a separate formal dining area is framed by an arched opening. Custom solid wood mahogany cabinetry is featured throughout, & built-in speakers serve the primary suite & bathroom, living room, den/third bedroom, dining room, & patio. The kitchen offers granite countertops, center island, pantry, & abundant cabinetry. The spacious primary suite includes dual walk-in closets & vanity areas, jetted soaking tub, tiled step-in shower, & private toilet room. One guest bedroom is oversized with a walk-in closet & front yard views. Additional features include plantation shutters in all bedrooms, Craftmade ceiling fans, two whole-house fans, large laundry room with sink, new AC installed Sept 2025, new main septic system installed Oct 2025, insulated garage doors, fenced outdoor storage area, & a natural gas BBQ shutoff with timer. Outdoor spaces include a rear concrete patio surrounded by lawn, stone pavers, & mature landscaping with automatic sprinklers in the front & rear yards, creating inviting spaces for entertaining, outdoor dining, or enjoying Atascadero’s rural setting. The detached ADU offers approx. 1,197± sqft with its own septic system, open-concept layout, soft-close shaker cabinetry, pantry closet, stainless steel appliances, remote-controlled kitchen blinds, whole-house fan, modern bedroom ceiling fans, plantation shutters, & natural gas BBQ shutoff with timer. The ADU primary suite includes a large walk-in closet & ensuite bathroom with dual sinks & step-in shower. French doors from the dining area lead outdoors where a Bullfrog Spa & fireplace table are included. There is also an attached 2-car garage with EV charger. An owned solar system services the ADU. Enjoy scenic sunrises & sunsets across surrounding hills & mountains while neighboring cattle roam nearby, enhancing the property’s Central Coast atmosphere & picturesque setting!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Atascadero Middle SchoolGrades 6-81.9 mi
8/10
Atascadero High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Jack and Jill Bath

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 6
  • Main level bedrooms: 5

Features

  • Breakfast Area,Separate/Formal Dining Room,Jack and Jill Bath,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,531 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 054111051
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Has spa: Yes
  • Spa features: Above Ground,Private
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 1.09 Acres
  • Features: Back Yard,Front Yard,Rectangular Lot

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Drought
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$330$3,960
Property Taxes $1,668$20,016
Electricity $757$9,086
Total$11,598$139,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,645/yr
40% on housing$347,940/yr
45% on housing$309,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 93422$373
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93422$490
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,749,000
2026-07-18Price change$1,749,000
2026-06-05Price change$1,794,000
2026-05-21Listed for sale$1,899,000

For Sale by Agent

AgentShonda Merrill
BrokerageMerrill & Associates Real Estate

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